Keine Mietwohnung? Vielleicht liegt es an der SCHUFA.

Can't find a rental apartment despite having a good income? Perhaps your SCHUFA score, stored data, or incorrect entries play a bigger role than you think. In this EchtJetzt video, we explain in simple terms how SCHUFA, credit checks, and the new scoring system from 100 to 999 work. You'll find out which data is taken into account, why new credit cards, multiple inquiries, or the age of your current address matter, and how incorrect entries can make your apartment hunt, getting a loan, or signing a mobile phone contract much harder. We also show: • What SCHUFA is – and why it's not a government agency • How your data ends up at SCHUFA • How the new SCHUFA scoring from 100 to 999 works • The role of credit cards, bank accounts, and inquiries • Why the age of your current address can be relevant • How outdated or incorrect SCHUFA entries occur • How to check your score and stored data • What Bonify and potential bank account access have to do with it • How to request a free data copy under Art. 15 GDPR (DS-GVO) • How to get incorrect or outdated entries corrected SCHUFA alone doesn't decide whether you get an apartment, loan, or contract. However, their information can heavily influence the decision of the respective contracting partner. Important: You do not automatically have to grant access to your bank account to check your data. You can also view your data via a free SCHUFA access or by requesting a data copy according to Art. 15 GDPR. EchtJetzt stands for easy-to-understand videos about digital systems, data privacy, finance, and the mechanisms behind the decisions that affect our everyday lives. What are your experiences with SCHUFA? Have you ever discovered an incorrect or outdated entry? Let us know in the comments. Subscribe to the channel and never miss a new EchtJetzt investigation. CHAPTERS 00:00 Looking for an apartment? SCHUFA first 00:43 SCHUFA is not a government agency 01:00 How your data is shared 02:06 The new SCHUFA scoring from 100 to 999 02:34 Credit cards, accounts, and inquiries 03:08 The age of your current address 03:45 Incorrect and outdated entries 04:25 When an apartment, loan, or installment purchase is rejected 04:50 Free score and Bonify 05:15 Bank account access and privacy 05:58 Your rights under Art. 15 GDPR 06:30 Requesting a free SCHUFA data copy 07:02 Finding and correcting errors 07:32 Conclusion: Check your data and keep control Note: Some user interfaces and scenes shown in the video are simplified, artificially created symbolic images and not original SCHUFA interfaces. This video is for general information purposes and does not constitute legal or financial advice. #SCHUFA #RentalApartment #EchtJetzt