Take Ownership Of Where Your Life Is Headed | February 20, 2026

💵 Have a money question? Ask Ramsey is here to help. → https://ramsey.solutions/2f0qur 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. → https://ramsey.solutions/yo0vkt Dave Ramsey and Ken Coleman answer your questions and discuss: "Should I advise my daughter against buying property in NYC?" "I'm a single mom and I make $1,200 a month. How do I get out of the toxic environment that I live in?" "I'm $40k in debt and don't know how to get out" "Do I need a lawyer to talk to a debt collection agency?" "How do I ask my boss for a raise?" "How can I help my dad when he only has $3,000 to his name?" From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Have a money question? Ask Ramsey is here to help. https://ramsey.solutions/2f0qur 🚢 Set sail with Dave Ramsey. Book your cabin today. https://ramsey.solutions/hw31jc 💻 Need help with your taxes? See who we trust - https://ramsey.solutions/cy4vyo Helpful Resources from Ramsey Solutions: 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/p6iabj 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off. Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/compa... Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5