Full Show: 10 Habits of the Happiest Retirees

Are you dreaming of a truly happy retirement? Fiduciary financial advisor Wes Moss reveals the 10 key habits of those who are living their best post-work lives, based on years of research. In today’s Ask an Advisor episode, Wes dives into both the financial and lifestyle choices that make all the difference. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at http://clark.com/ask . Learn more about Wes: https://www.yourwealth.com/team/wes-m... 00:00 - Intro 02:03 - 5 Financial Habits of the Happiest Retirees 11:48 - Ask an Advisor – Should I roll my TSP into my employer’s 401(k), or keep it for the low fees and strong returns? - Henry in Delaware 14:06 - Ask an Advisor - Considering a Structured Managed Account (SMA) for tax benefits on a $1M investment—worth it? - Lisa in Florida 17:47 - Ask an Advisor – Best way to minimize taxes when selling RSUs and stock options? Who should I consult? - Christian in California 20:00 - 5 Lifestyle Habits of the Happiest Retirees 29:15 - Ask an Advisor – Thoughts on TSP allocation during accumulation and drawdown? Are target date funds too conservative in retirement? - Edward in Pennsylvania 31:39 -Ask an Advisor – How can I diversify my heavy growth-stock portfolio while managing taxes and Medicare premiums? - Ron in North Carolina Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/