Don't Hold Cash! (Do This Instead)

Choosing your assets wisely in a retirement portfolio is critical to your success. Many people just opt to hold cash as a safe asset, but this may mean missing opportunities you're not aware of. All explained in this video. 📈📊✅ Access VOYANT with Cashflow Modelling Courses NOW LIVE: 📈📊✅ https://voyant-masterclass.mykajabi.com/ 📊 Highly rated platforms for direct investing 📈 If you are looking to start your investing journey without financial advice, the following investment platforms are popular with other UK investors due to their low charges, and offer a wide range of investment options: InvestEngine https://investengine.pxf.io/c/2589094... Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link 👉🏻 Looking for help with Financial Planning? If you would like to find out how me and my fully qualified team may be able to help you, please email [email protected]. DISCLAIMER: Some of the links above may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. This video is for education purposes only and does not represent financial advice. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. If you are unsure of what to do, always seek advice from a qualified financial adviser. *** ABOUT BONDS VS CASH *** When considering bonds versus cash, it's important to think about more than just the interest rate being offered. In this video, I explain how duration risk, which led to big bond falls in 2022, could provide big potential for gains when interest rates rise again. I explain the difference between two measures of duration (interest rate) risk; Macauley Duration and Modified Duration, and I explain Reinvestment Risk. I also discuss how we can tilt our portfolios to overweight or underweight bonds and equities to benefit from where we are in the economic cycle. 🎬 Watch Next - Pay Less Tax in 2023! 🎬    • Tax On 50k Slashed By 5k+ A Year... Here's...   ⏰ TIMESTAMPS ⏰ 0:00 Start 0:52 The Elephant In The Room 1:55 Why Did Fixed Income Get 'Expensive' 5:04 Duration Risk Explained (Why Values Crashed) 7:14 Why Cash Loses 8:51 The Main Driver of Returns 10:06 Investing For Economic Cycle