Can You Retire at 62 with R20 Million in South Africa?

Can you retire at 62 with R20 million in South Africa? In this video, Hardi Swart walks through a realistic South African retirement case study of Pieter and Marlene, a couple with just over R20 million in income-producing assets who want to know whether they can retire after a major health scare changed their perspective on life. We look at the key retirement planning questions that matter most: • How much income can they safely draw? • Why portfolio costs can quietly destroy wealth • How consolidating investments can reduce fees • Why tax planning in retirement is so powerful • The danger of drawing too much from a living annuity • How to use rental income, tax-free savings, discretionary investments, and living annuity income together • Why sequence-of-return risk matters in the first few years of retirement • How a proper bucket strategy can protect retirement income • Whether working a few more years or reducing spending slightly could improve the plan The big lesson is simple: retirement planning is not just about how much money you have. It is about how your income, investments, tax, fees, inflation, medical costs, and family goals all work together. This video is for South Africans approaching retirement who want to retire with more clarity, confidence, and peace of mind. Comment below: What is your biggest retirement question right now? All tax calculations are for illustrative purposes only. Please consult a qualified tax professional for advice specific to your circumstances. 📌 Join our Retirement Community here: https://www.familywealth.co.za/retire... 📌 Get started here: https://www.familywealth.co.za/get-st... Check out our social media: Facebook: https://www.facebook.com/profile.php?... Instagram:   / familywealthcustodians   LinkedIn: https://www.linkedin.com/company/fami... Disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Please consult a licensed financial planner or tax practitioner before making any decisions.