가족끼리 계좌이체했다가 세금 폭탄? 국세청 AI가 10년치 통장까지 봅니다｜무심코 보낸 가족 생활비도 증여세 대상? 세무 조사가 서민에게도 무서운 이유 (ft. 이장원 세무사)

Are living expenses, allowances, wedding funds, and even funds for purchasing a home all subject to gift tax when parents send money to their children? With the National Tax Service recently advancing its fund source analysis and account tracking systems, even ordinary bank transfers between family members may be subject to requests for clarification during the process of acquiring a home or inheritance. In this video, we will take a detailed look at the tax standards you must know regarding remittances between family members with Tax Accountant Lee Jang-won. ✔ Criteria for determining whether living expenses sent to children constitute a gift ✔ Why it is risky to provide living expenses to children who are working ✔ The verification process when paying for a child's living expenses with a parent's credit card ✔ Why you must meticulously write a financing plan when purchasing a home ✔ How to draft a promissory note when lending money between parents and children ✔ The legal interest rate of 4.6% for loans between family members ✔ Gift tax standards for wedding congratulatory money and dowry ✔ Differences in gift tax deductions for children, daughters-in-law, sons-in-law, and nephews/nieces ✔ Why you check the past 10 years of bank account records when inheritance occurs Not all money exchanged between family members is problematic. However, if the purpose and use of the remittance are unclear, or if the received funds are used to acquire assets such as stocks or real estate, it may be deemed a gift. In particular, since past transaction records may be verified when purchasing a home or incurring an inheritance, it is important to clearly keep records of account details, promissory notes, interest payments, and principal repayments in advance. ※ Specific tax assessments may vary depending on the remittance amount, purpose of use, family relationships, and income status, so please consult with a professional. #FamilyAccountTransfer #GiftTax #NationalTaxService #TaxAudit #TaxAccountantLeeJangWon #SourceOfFundsInvestigation #AccountTransferTax #ParentChildAccountTransfer #LivingExpenseGift #AllowanceGiftTax #PromissoryNote #FamilyLoan #HousingFundingPlan #InheritanceTax #WeddingFunds #WeddingGiftTax #GiftToDaughterInLaw #GiftToSonInLaw #TaxKnowledge #TaxSavingMethods #KimJaeWonTV