The Psychology Behind Spending, Saving, and Self-Worth

The Psychology Behind Spending, Saving, and Self-Worth // Why money habits reveal more about mindset than math How do emotions, culture, and self-esteem influence the way we handle money? In this episode of Thrive With Us, Dr. Sarah Rasmi talks with Maria Carla Gil about the psychology of spending, saving, and financial decision-making. They discuss how cultural background, comparison, and personal values shape our money choices, and how understanding those patterns can lead to financial and emotional wellbeing. Subscribe for more wellbeing and mental health insights:    / @thrivewithusdxb   Learn more about our full range of counselling and psychological services at Thrive Wellbeing Centre: https://www.thrive.ae Key Takeaways ▪️ Money reflects mindset, not just numbers ▪️ Culture and upbringing shape financial behaviour ▪️ Emotional triggers influence spending and saving ▪️ Self-worth and money are often intertwined ▪️ Awareness builds financial confidence and peace Listen on Spotify: https://open.spotify.com/show/5nmjoED... Apple Podcasts: https://podcasts.apple.com/us/podcast... If you enjoyed this episode, please like, comment, and subscribe. It helps us continue bringing thoughtful conversations about mental health and wellbeing. Disclaimer This podcast is not a substitute for mental health advice or treatment. People are advised to reach out to a qualified healthcare provider should they need medical advice, counselling, and/or therapy regarding the matters discussed in this podcast. Chapters 00:00 Introduction 00:42 Carla Gil’s Perspective on Money 03:24 Personal Stories and Cultural Influences 07:22 The Impact of Environment and Comparison 11:40 Money, Happiness, and Values 15:45 Balancing Work, Family, and Financial Goals 18:13 Entrepreneurial Insights and Financial Decisions 21:15 Understanding Clients’ Financial Behaviours 23:46 Unpredictability in Financial Planning 25:32 Financial Decision-Making: Gut Feeling vs. Methodical Approach 27:45 Gender Differences in Financial Decisions 29:19 Entrepreneurial Mindset in the UAE 33:02 Understanding Client Behaviour 35:28 The Importance of Employee Satisfaction 40:26 The Psychology of Money 44:49 Rapid Fire Finance Questions 46:40 The Role of Luck in Financial Success 48:38 Conclusion