Vivere di rendita nel 2026: quanto serve per smettere di lavorare

Manage your business finances more simply and smarter with Qonto. Advertising message for promotional purposes. Content created in collaboration with Qonto. Learn more at https://legal.qonto.com/it. Use the exclusive code "THEBULLX3". The code is valid only for new customers and gives access to a 3-month free trial of Qonto. Account opening is subject to approval #adv How much do you really need to live off your income? The short answer is simple: take your monthly spending and multiply it by 300. But for an Italian investor, the reality is a little more complicated. In this episode, we discuss the Rule of 300, sequence risk, taxes, public pensions, and the most common mistakes when planning for FIRE: the capital that, if invested well, can allow you to live off your income. How much do you really need to retire? How much is your future pension worth? And are you sure you haven't already reached Coast FIRE without knowing it? A practical episode for those who want to build a credible plan for financial freedom, without illusions or magic formulas. Plus, we've given you a free tool, kindly created by His Majesty Claude Code, that does the math for you: FIRE number, taxes, Coast FIRE, and Monte Carlo simulation: https://www.thebull.it/fire-calculator/ Produced and distributed by Corax. 00:00 How much do you really need to live off your income? 01:45 The Rule of 300: The magic number 07:54 Every expense has a hidden price 10:15 Same wallet, opposite destinies 14:25 Why 4% can betray you 19:00 The Rule of 345: The tax problem 21:25 The Italian advantage: the public pension 24:57 Coast FIRE: Are you already freer than you think? 26:54 Withdrawal Strategies 29:37 Free Tool: Do the Math Yourself 🔔 Subscribe to the channel so you don't miss upcoming episodes! Want to stay up-to-date on the markets? Get The Bull's newsletter every Sunday morning: market analysis, recommended reading, and the performance of the main indices. Subscribe for free at https://www.thebull.it/newsletter/ 📲 Listen to "The Bull" on Spotify, Apple Podcasts, and all other dedicated platforms! Instagram   / thebull_finance   LinkedIn   / the-bull-srl   TikTok   / thebull_finance   Spotify https://open.spotify.com/show/2cQw8L6... Apple Podcasts https://podcasts.apple.com/it/podcast... Amazon Music https://music.amazon.it/podcasts/c9a2... ================================================= WARNING: The content of this channel is intended solely for information and entertainment purposes. The information provided on the channel is indicative and does not provide complete information regarding the characteristics of the products mentioned. Anyone using it for purposes other than purely informational purposes assumes full responsibility. All references to individual financial instruments should not be construed as investment advice or as a solicitation to purchase the products or services mentioned. Investing involves the risk of losing your capital. Invest only if you understand the risks involved.