ЭКОНОМИКА ТОРМОЗИТ, люди копят. ЧТО будет с ДЕНЬГАМИ РОССИЯН? | Сергей Беляков

🟢 WE ARE ACQUAINTANCES - an independent social network for those interested in money and economics - BAZAAR 👉 https://finbazar.ru 💡 Watch the previous episode of BAZAAR -    • ЭТО УЖЕ СЕГОДНЯ ПРОИСХОДИТ С АКЦИЯМИ РФ | ...   In this episode, we explore whether it's possible to plan your financial future 20-30 years in advance in Russia. Why are people increasingly saving, but not always putting their money in banks, non-state pension funds, pension savings accounts, or the stock market? And what does this say about trust in the government, business, income, and future pensions. We also discuss how marketplaces have changed consumption, why the economics of shopping doesn't contradict the economics of savings, why pension money can't simply save a weak stock market, and which single law could most significantly change the financial future of Russians. Today, Vladislav Nikonov's guest is Sergey Belyakov, President of the National Association of Non-State Pension Funds, former Deputy Minister of Economic Development of Russia, and former Managing Director of Ozon. In this episode, you'll learn: 🔍 Why people are saving not on unnecessary things, but on their usual standard of living 🔍 How marketplaces have taught us to spend money in one click 🔍 Why Russians don't trust long-term financial instruments 🔍 What's really happening with the economy, business, and people's incomes 🔍 Why pension money won't save the Russian stock market right now Timecodes: 00:00 Introduction 03:28 Ozon's growth after COVID and what has changed in consumption 07:17 The economy of consumption versus the economy of savings 08:39 Why Russians have started saving more 11:28 The current state of the economy as a risk for the country 16:37 The long-term savings program and its real participants 18:39 Why young people don't think about retirement 22:34 Mistrust of the government and money "under "Mattress" 28:33 Why the NPF has shrunk and what this means for clients 31:47 Guarantees, profitability, and security of pension funds 36:14 How to sell a long-term product to a young person 40:39 Corporate pension programs and the experience of other countries 43:00 Freezing pension savings 44:10 Maternity capital, children's accounts, and the personal income tax 47:21 Pension funds and the Russian stock market 01:01:17 NPF profitability, the Central Bank rate, and bonds 01:04:52 Why a state pension alone will not be enough 01:08:44 Demographics and the future burden on the pension system 01:10:25 One law for the financial future of Russians #SergeyBelyakov #financialbazaar #economy #investments #pension #NPF #personal income tax #savings #Ozon #stockmarket #money #vladislavnikonov Follow us: 📱Telegram #1: https://t.me/+P6U-74jFgCE1Y2Iy 📱Telegram with analytical posts: https://t.me/+iVrbe850jXwxOWI6 📱MAX: https://max.ru/id5032375210_biz/AZ4ct... For inquiries about collaboration: [email protected] with the subject "Let's Chat" 🎬 We film, edit, and record podcasts. Learn more about BAZAR production services or rent a studio at https://studio.finbazar.ru All ideas expressed in this episode are for informational purposes only and do not constitute individual investment advice. Please always make informed investment decisions based on your personal situation. Download the app for the new social network about money and economics, BAZAAR. Follow the guests, ask them questions directly, and get answers. Install the app — https://finbazar.ru/?utm_source=smm&u...