【黒歴史】ローン1,000万円→資産500万円までにやめたコト3選|ミニマリスト・断捨離

I'm Emake, a former messy-room dweller. This time, I'm sharing three things I stopped doing to achieve a net worth of ¥5 million, from zero savings and a ¥10 million loan. ✔ Why I stopped paying off my revolving credit and installment payments, and the changes that followed. ✔ How a minimalist mindset helped me break the "materialistic loop." ✔ Cutting ¥80,000 a month by reviewing fixed expenses. When I was struggling with a deficit in my household budget, I couldn't save even when I kept a household budget, and my husband and I sometimes had conflicts... But once I recognized my "spending habits" and started "stopping" them one by one, I realized my life and finances were in order. "I don't know where to start." "Even if I cut back on spending, I don't want to lower my satisfaction with my life." I hope this helps those of you who feel this way! 🌿 📺 Subscribe here    / @emak_life   📖Blog: "Emake Blog | A Free Life with Space" https://emak-entertainment.com/ 🛒My favorite products are also listed on Rakuten ROOM https://room.rakuten.co.jp/emak_life_... 🧠On this channel: ・My real-life experience of going from a messy room to a tidy life ・A former spendthrift to a system for naturally saving money without any painful savings ・Behavioral economics combined with real-life experiences makes waste visible This channel is aimed at those who want to "tighten up their lifestyle and finances a little." [Chapter List] 00:00 Introduction 01:47 Past: Loan Hell 04:59 Past: Party-loving Period 07:25 ① I stopped revolving credit and installment payments 09:40 ② Decluttering → I stopped impulse buying 12:17 ③ I stopped making fixed expenses 15:21 Realization 17:09 Conclusion 📚 Click here for the videos mentioned in this video How I saved ¥730,000 a year by getting rid of my car    • 【車の断捨離】車を手放したら年間73万円節約できた話|アラフォー夫婦の固定費の見直し...   📚 Click here for the video that inspired me to declutter [Guaranteed to be beneficial!] 3 reasons to throw away your bookshelf and recommended e-readers    • 【必ず得する!】本棚を捨てるべき3つの理由と、おすすめ電子書籍リーダー【貯める編】:...  

Let go and feel refreshed! 10 things that made my life more organized after I threw them away | M...
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Let go and feel refreshed! 10 things that made my life more organized after I threw them away | M...

[The Ultimate Way to Save] 7 Steps to Saving 10 Million Yen in 4 Years on a Monthly Take-Home Pay...
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[The Ultimate Way to Save] 7 Steps to Saving 10 Million Yen in 4 Years on a Monthly Take-Home Pay...

【40代50代】物価高で一生貧乏になる人と、抜け出せる人の決定的な違い
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【40代50代】物価高で一生貧乏になる人と、抜け出せる人の決定的な違い

[Former Materialistic Monster] Save 100,000 yen a month! 5 Mindsets to Reduce Materialistic Desir...
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[Former Materialistic Monster] Save 100,000 yen a month! 5 Mindsets to Reduce Materialistic Desir...

【家計管理初心者】固定費を書き出した結果…
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【家計管理初心者】固定費を書き出した結果…

投資額1000万円を超えても不安は消えなかった。【資産1570万円】
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投資額1000万円を超えても不安は消えなかった。【資産1570万円】

【〇〇リスト】ミニマリスト&シンプリスト&マキシマリスト!令和の新たな暮らし方|アベプラ
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【〇〇リスト】ミニマリスト&シンプリスト&マキシマリスト!令和の新たな暮らし方|アベプラ

[90% of how your money grows is determined by your room] "First, organize your house thoroughly! ...
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[90% of how your money grows is determined by your room] "First, organize your house thoroughly! ...

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[You'll lose out if you don't know this] People who can't organize their belongings are quietly l...

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[Food Expenses] 10 Eating Habits I Quit That Saved Me Money | Decluttering/Minimalism

【漫画】同じ年金12万でも貯金できる人とできない人の違い
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【漫画】同じ年金12万でも貯金できる人とできない人の違い

[If you have this, get rid of it!] Are you actually owning too much?! | 20 things minimalists got...
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[If you have this, get rid of it!] Are you actually owning too much?! | 20 things minimalists got...

[How to Save?] A single woman in her late twenties with a net income of 190,000 yen prepares for ...
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[How to Save?] A single woman in her late twenties with a net income of 190,000 yen prepares for ...

Break the habit of waste! 4 ways to organize your money and mind by decluttering your information...
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【お金のはなし】予算が足りず貯金を崩してしまった5月の給料日ルーティン/4人家族/音声あり
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【お金のはなし】予算が足りず貯金を崩してしまった5月の給料日ルーティン/4人家族/音声あり

【保存版】整理整頓が上手い人の共通点13|今日からできる習慣
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【保存版】整理整頓が上手い人の共通点13|今日からできる習慣

【給料日ルーティン】手取り19万円、予想外のことが起きた|30代|ダブルワーク
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【給料日ルーティン】手取り19万円、予想外のことが起きた|30代|ダブルワーク

[Cut approximately 130,000 yen per month] 9 fixed expenses that saved me money when I stopped the...
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[Cut approximately 130,000 yen per month] 9 fixed expenses that saved me money when I stopped the...

[From 32 items to 10 items] 5 ways to buy clothes that reduced my clothing expenses by one-third ...
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[From 32 items to 10 items] 5 ways to buy clothes that reduced my clothing expenses by one-third ...

[Former Spender] 9 Habits I Quit That Saved Me Money | Decluttering/Minimalism
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[Former Spender] 9 Habits I Quit That Saved Me Money | Decluttering/Minimalism