같은 10만원인데 부자는 저축, 서민은 소비, 그 돈의 운명이 갈렸다

It was the same 100,000 won, so why did some people actually spend it while others just kept it buried in their bank accounts? In 2025, the Lee Jae-myung administration released a whopping 13.5 trillion won in consumption coupons to help people's livelihoods recover. However, the bill presented in the Bank of Korea's Issue Note a year later was shocking. Of the 100,000 won received, households actually spent only 20,000 won, resulting in a marginal propensity to consume of 0.20. The remaining 80,000 won was a substitution effect, preventing expenses that would have been paid anyway, such as for groceries, pharmacies, and private academies. This video thoroughly investigates why the fate of that same money diverged so drastically. The bottom 20% of income earners increased actual consumption with a marginal propensity to consume of 0.25, while the top 20% increased savings with a marginal propensity to consume of 0.17. While the effect was 0% in the Seoul metropolitan area, it became a welcome rain for parched fields in provincial regions and areas with declining populations, with growth in the 6% range. Sales for micro-businesses rose by an average of 2.91%, generating approximately 2.8 trillion won in additional revenue. We have summarized everything at once, from the debate over universal versus selective relief, why the controversy surrounding COVID-19 disaster relief funds from six years ago is repeating itself, to what we need to look for in future policies. If you are curious about the real bill hidden behind the news, watch until the end right now, and please subscribe and like!