【法改正対策】損益通算で社会保険料が下げられる？投資で儲けても保険料が上がらないようにできる最強の対策と投資の負けを有効活用する裏技とは？数十万円単位で損しないための仕組みを丁寧に解説！

"Even if I lose money on investments, my insurance premiums won't go down, right?" Do you understand how completely mistaken this comment is? It's precisely in the years you lose money on investments that you absolutely must file a tax return. You'll be throwing away hundreds of thousands, or even millions, of yen that you could have recovered. In this video, we'll explain everything from the mechanisms of offsetting gains and losses and carrying forward deductions, to tax simulations, the impact on social insurance premiums, and even how to prepare for future legal changes! Register for FP1 Dad's official LINE account and receive "6 Superb Bonuses" to alleviate your financial worries 👇 https://lin.ee/xK1PYsq For inquiries regarding seminars, writing, and other work, please contact us here 👇 [email protected] ━━━━━━━━━━━━━━━━━━━ 📻 NEW! We've started a radio show! ━━━━━━━━━━━━━━━━━━━ 🎧 Just 5 minutes a day! A radio program that teaches you all the absolute basics of money just by listening while commuting or doing housework 🔰 "Zero-Saku! Money Hack Radio" ▶    / @komiyama_fp_radio   Perfect for those who "don't have time to watch videos..."! ━━━━━━━━━━━━━━━━━━━ ■Transform your financial worries into hope! ■Register for our official LINE account and receive 6 amazing bonuses now! ↓↓↓ 🏆Bonus ①: Secretly taught by a financial planner! [Forbidden Saving Techniques List to Save 30,000 Yen a Month on Fixed Costs] (PDF) 🏆Bonus ②: No Knowledge Necessary! [New NISA Complete Strategy Startup Course] (PDF) 🏆Bonus ③: Perfectly suited to your personality and risk tolerance! [Asset Building Portfolio Diagnosis Tool to Avoid Failure] 🏆Bonus ④: Turn your strengths into money! [Starting a Small Business from Scratch: A Beginner's Guide] (PDF) 🏆Bonus 5: Find out your income level based on your area! [Estimated Annual Income for Tax-Exempt Households] (PDF) 🏆Bonus 6: [NEW!] Early action is key! [Complete Guide to Countering Rising Mortgage Interest Rates] (PDF) ▼Receive it for free now▼ https://lin.ee/xK1PYsq [Press "Open in App" and answer a short survey] [About Individual Consultations and New Services] We offer a paid individual consultation service of 60 minutes or more, exclusively for those who register with our official LINE account. (※Currently, we are limiting the number of new consultation slots.) When a consultation slot becomes available, we will announce it exclusively on this official LINE account. If you'd like to consult with us someday, please register as a friend and wait for your chance while receiving your gift! ■_________________________________________________■ 【Table of Contents】 00:00 Digest 0:20 Opening 4:53 Mechanism of Loss Offsetting and Carryover Deduction 17:04 Case-by-Case Simulation (Tax Edition) 20:31 Impact on Social Insurance Premiums (National Health Insurance/Late-Stage Elderly Healthcare) 33:40 Points to Note and Pitfalls (The Trap of Total Income Amount) 39:03 Decision Flowchart ○Related Videos ・【Amendment Next Year!?】Social Insurance Premiums Will Soar If You Make Money from Investing!? Explaining Specific Cases Where the Burden Will Increase by More Than 40 Times and Measures You Can Take Now!    • 【来年改正！？】投資で儲けたら社会保険料が爆上がり！？40倍以上の負担になる具体的な...   ・【Breaking News】A Bill to Finally Reflect Financial Income in Social Insurance Premiums, Potentially Increasing the Burden by Up to 35 Times, Has Been Submitted to the Diet! Explaining Specific Measures Based on a Thorough Reading of the Bill!    • 【速報】ついに金融所得が社会保険料に反映されて最大35倍の負担になる法案が国会に提出...   ・【Household Budget Collapse】You'll Lose Over 2 Million Yen in Tax Returns for Specific Accounts! What's the crucial difference between those who should file a tax return and those who *shouldn't*? An explanation of the pitfalls of dividend tax credits and loss offsetting.    • 【家計崩壊】特定口座の確定申告で200万円以上大損します！「申告すべき人・ダメな人」...   [Pensioners, beware!] Falling from tax-exempt status? Medical expenses and insurance premiums skyrocketing? A concrete simulation explains whether you should file a tax return for your specified account.    • 【年金受給者は要注意！】住民税非課税世帯から転落？医療費や保険料が爆上がり？でもやら...   [A huge loss of over 200,000 yen] What kind of tax return results in huge losses? An explanation of four triggers that increase national health insurance premiums and defensive measures to protect your take-home pay!    • 【20万円超の大赤字】大損する確定申告とは？国民健康保険料が上がる4つのトリガーと手...   ☆References, etc. National Tax Agency, "Offsetting and Carryforward of Capital Losses on Listed Stocks, etc." https://www.nta.go.jp/taxes/shiraberu... National Tax Agency, "Treatment of Capital Losses (Deficits) on Stocks, etc." https://www.nta.go.jp/taxes/shiraberu... National Tax Agency, "Specific Account System" https://www.nta.go.jp/taxes/shiraberu... National Tax Agency, "Dividend Income" https://www.nta.go.jp/taxes/shiraberu... National Tax Agency, "Income Tax Rates" https://www.nta.go.jp/taxes/shiraberu... Osaka City, "How Insurance Premiums ...