ИИС: что нужно знать в 2026? Как не упустить прибыль? Отвечаем на вопросы

What should you buy with an individual investment account (IIA)? How can you get a tax deduction of up to 88,000 rubles per year? How do you correctly withdraw coupons and dividends? TaxMate CEO Valeria Nazarenko and independent financial advisor Natalia Smirnova explain everything you need to know about IIAs. Moderator: Vsevolod Zubov, Head of the Auto-Tracking Department at BCS. Useful links: Open an account with BCS: https://s.bcs.ru/zE65J Full presentation: https://cutt.ly/ZttBXHle BCS Express Telegram channel: https://t.me/+7Df0e7F82Ds5MGEy BCS World of Investments Telegram channel: https://t.me/+St601Uv_LL9hNmYy BCS FAQ: https://bit.ly/3OyHiiP Timecodes: 00:00 Starting soon 00:32 Introduction 01:30 About the IIS. What are the differences between the types? 05:15 Can I have different types of IIS at the same time? 06:30 How many years do I need to own an IIS-3 to qualify for the tax deduction? 09:00 About the broker's role in opening a new type of IIS 12:00 What steps should I follow step by step? 13:05 About the refund of deductions 14:15 About IIS transformation 16:28 How can I see confirmation that my IIS type has changed? 19:20 After transformation, can I open two more? 20:10 About the withdrawal of dividends and coupons 23:40 What changes have been made to the tax deduction? 26:20 What instruments can I purchase with an IIS? 28:00 Will I lose my deduction if I close one of my IISs? 30:10 Maximum deduction amount: 400,000 rubles 32:30 About calculations when closing an IIS 35:05 IIS strategies 38:05 Is it better to open all three IISs at once? About children 41:00 About year-end transaction settlements 41:40 About long-term ownership benefits and the Individual Investment Account (IIA) 43:40 How can I get a deduction from a broker for an IIA? 44:30 About withdrawing funds 46:15 Does it make sense for a sole proprietor to open an IIA? 47:30 About pensions and the IIA 49:05 About closing an old-style IIA 50:45 How to file a tax return 51:45 What happens to the documents in the account when closing an IIA? 53:50 Conclusion #bcs #investments #IIA #taxes #economics