India's Next Investors Won't Come From Mumbai or Delhi | Anuj Kumar, MD, CAMS

In this episode of the Simple Hai! show, our co-founder and editor-in-chief Vivek Law speaks with Anuj Kumar, MD, CAMS (Computer Age Management Services), about the evolution of India's mutual fund industry, changing investor behaviour and the future of wealth creation. Anuj Kumar shares insights on how Indian investors have matured over the last decade, why SIPs continue to drive long-term investing, and what the industry must do to bring the next wave of investors into financial markets. The conversation explores the rise of women investors, growing participation from smaller cities, the role of financial inclusion and how technology and AI are making investing more accessible than ever before. The discussion also covers active versus passive investing, portfolio diversification, debt funds, investor education and the opportunities that lie ahead as India's investment ecosystem continues to expand. From mutual funds and investor behaviour to AI and financial inclusion, this episode offers a practical perspective on where India's investing journey is headed next. #SimpleHai #AnujKumar #CAMS #MutualFundsIndia #SIP #womeninvestors #FinancialInclusion #InvestingIndia #PersonalFinanceIndia #wealthcreation CHAPTERS: 00:00 - Introduction and Anuj Kumar's Career Information 03:11 - Investor behaviour and market changes 05:15 - SIP trends and industry challenges 08:14 - Growth of women investors 10:00 - KYC process and digital adoption 13:09 - Distribution network and challenges 14:48 - Impact of AI on mutual funds 21:07 - Growth of investors in B30 regions 24:08 - Is overdiverfiction injurious to your portfolio? 26:20 - Passive Funds, good or bad? 29:14 - Value of Asset Allocation 32:11 - Mutual Funds, New Categories and Trends 37:03 - Lessons and advice for youth 44:24 - Humility, hard work and focus 47:25 - OUTRO Distribution Partner: The Free Press Journal Welcome to Simple Hai! Our goal is to make complex financial topics Simple to understand. Hosted by Vivek Law, an expert with over 30 years of experience in financial journalism, we talk about everything from personal finance and investments to retirement planning. We interview successful people and industry leaders to bring you practical tips and real-life stories. Subscribe now to learn how to manage your money better and make smart financial decisions. Connect with us Website: https://thesimplehaishow.com/ Instagram:   / thesimplehaishow   LinkedIn: https://www.linkedin.com/company/the-... Facebook: https://www.facebook.com/profile.php?... Twitter / X: https://x.com/SimpleHaiShow Spotify: https://open.spotify.com/show/3Py6fnz... Connect with Vivek Law Instagram:   / vivek.law   LinkedIn:   / vivek-law-618322ab   Facebook:   / vivek.law.9   Twitter/ X: https://x.com/VivekLaw Disclaimer: The content of this video is for informational and educational purposes only. Simple Hai! does not provide financial, legal, or medical advice. The views expressed in this video do not necessarily reflect the official policy or position of Simple Hai! and Simple Hai! is not responsible for the opinions expressed by the guests. Always seek the advice of a qualified professional with any questions you may have regarding a specific matter.