How To Protect Assets From The Nursing Home
It a painful process to watch a family member have to spend through all of their assets to pay for a nursing home. For married couple, it can be devastating because the spouse still at home needs those assets and income to live off of. With some advanced planning, there are strategies that can be used to protect your assets from the nursing home and the Medicaid spend down process. Contact Michael Ruger with Questions: 518-477-6686 or [email protected] Visit our website: https://www.greenbushfinancial.com/ Subscribe to our channel for more financial planning tips: / @greenbushfinancialgroup #nursinghome #longtermcare #estateplanning #financialplanning #greenbushfinancial 0:00 Introduction 1:44 Elder Laws Varies State by State 2:11 Long Term Care Insurance 4:01 Medicaid Trust 5:13 Medicaid 5 Year Look Back Period 8:07 Irrevocable Trusts 8:48 Grantor 9:04 Trustee 10:18 Access to Trust Income 10:52 Power to Revoke 11:35 Power to Gift to Beneficiaries 12:22 House In A Trust 12:48 Lien Against Your House 13:30 Trust Setup Costs 14:23 Countable Asset 15:12 Retirement Accounts 15:25 Required Minimum Distributions 15:58 Pensions & Social Security 17:20 Community Spouse Asset Threshold

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