Retirement Planning for Solo Agers: Preparing for Retirement with Confidence | Ep. 289

Retiring Alone? This episode of Financially Speaking is what every solo ager needs to know. Retirement planning can look very different when you're planning for the future on your own. Logan Woller, Private Wealth Advisor of Buska Retirement Solutions, and Tony Shore discuss retirement planning for solo agers—individuals who may be single, widowed, divorced, child-free, or simply not planning to rely on family support later in life. They explore how solo agers can build a stronger financial foundation, prepare for unexpected expenses, create retirement income strategies, evaluate healthcare and long-term care needs, and develop estate plans that reflect their wishes and values. The conversation also covers emergency savings, retirement accounts, employer benefits, debt management, healthcare planning, powers of attorney, and the importance of maintaining purpose and social connection throughout retirement. Whether you're approaching retirement, already retired, or helping a loved one navigate the challenges of aging independently, this episode offers practical retirement planning insights designed to help solo agers prepare for the future with greater confidence and peace of mind. Financially Speaking – Episode 289 📞 Ready to build a retirement strategy with confidence? Schedule a complimentary consultation: https://retirewithbuska.com/book or call 715-355-4445 📘 Learn more about retirement planning strategies: https://retirewithbuska.com/financial... 🎧 Listen to Financially Speaking on your favorite podcast platform: https://pod.link/1472421034 ▶️ Subscribe to our channel for more retirement planning insights:    / @retirewithbuska   Connect with us: Facebook:   / retirewithbuska   LinkedIn:   / retirewithbuska   Instagram:   / retirewithbuska   #retirementplanning #soloagers #agingalone #financialplanning #retirement #estateplanning #longtermcare #retirementincome #retirementreadiness #financialwellness Timestamps: 00:00 Introduction to retirement planning for solo agers 01:35 Why retirement planning looks different when aging alone 04:10 Common misconceptions about solo aging and retirement 06:15 Building a strong financial foundation 08:05 Emergency savings and preparing for unexpected expenses 10:25 Retirement savings strategies, employer matches, and catch-up contributions 12:55 Managing debt before retirement 15:00 Healthcare planning and health-related savings accounts 17:20 Planning for lifestyle, purpose, and social connection in retirement 21:10 How retirement goals shape your financial plan 24:00 Long-term care planning considerations for solo agers 27:30 Estate planning without children or a spouse 30:15 Powers of attorney and essential legal documents 33:20 Key takeaways and how to contact Buska Retirement Solutions Disclaimer: Since we do not know your specific situation, none of this information should be considered tax, legal, insurance, or financial advice. The information discussed is for educational purposes only and may not apply to your individual circumstances. If you need personalized advice, please consult with a qualified professional. The information in this video is also accurate as of 06/02/2026. Please verify details, as they may have changed since the recording date. Buska Retirement Solutions helps individuals and families create personalized retirement strategies focused on retirement income, tax efficiency, wealth preservation, and long-term financial confidence.