SAQUE-ANIVERSÁRIO DO FGTS MUDOU: o que ninguém te contou ainda!

The rules for FGTS (Brazilian Severance Indemnity Fund) birthday withdrawals changed in 2025 — and these changes can directly affect your finances. In this video, labor lawyer Alexandre Ferreira explains, point by point, what has changed, what remains the same, and how this influences those who are employed, those who intend to anticipate installments, and those who may be dismissed. You will understand: • how the birthday withdrawal works • what the old rules were • what changes from November 2025 • installment limits, grace period, and new restrictions • risks of joining the birthday withdrawal program • when it's worthwhile and when you should avoid it • impacts for those dismissed without just cause This video is essential for any worker who wants to avoid losses and protect their FGTS. If you want to learn about your labor rights in a practical, clear, and accessible way—so you're never taken advantage of—visit: ➡ https://trabalhadorpreparado.com.br If you want to continue receiving clear and direct information about your labor rights, subscribe to the channel, activate the bell, and share this video with those who need it! ⚖️ Important notice: This content is educational and informative, based on legislation and jurisprudence up to the date of publication. It does not replace individual consultation with a trusted lawyer. This production respects the Statute of the Bar and the OAB (Brazilian Bar Association), acting with ethics, responsibility, and conscious guidance for the worker.