【家計管理】来年の貯蓄準備はじめます🙂💪予算を組んでベストな貯蓄目標をたてる方法✏️｜音声あり

Hello, this is Tonto. Today's topic is "Savings Planning for 2026"... I'm slowly starting to prepare for next year! 😌🌸 I'll explain step-by-step how to set your ideal savings goals, so I hope you find it helpful. 🌱 I hope you'll welcome 2026 with a smile... 🤭 - - - -- - Annual Budget Sheet - - - - - - - I'm sharing the "Annual Budget Sheet" spreadsheet I used in the video. ✏️ I've been using it for about six years, and it's no exaggeration to say it's the key to budgeting. 😬 lol Anyone can use it, so feel free to give it a try! 🌿 □Create a new, personalized file by clicking "File" → "Make a Copy" from the menu bar. ∟ https://docs.google.com/spreadsheets/... - About the household accounting format - - The household accounting data used in this video is available for purchase in our web shop. If you're interested in trying out household accounting for the first time, please take a look!⚘ I hope it helps you feel more motivated to manage your finances!😌 □ WEB SHOP ∟ https://tonto-shop.stores.jp/ - - - - - - - - - Table of Contents - - - - - - - - - - 0:00 Start 1:26 1. Introducing household accounting items 4:53 2. Reviewing special expenses and next year's savings 7:06 3. Creating an annual budget for each item 9:59 4. Setting annual savings goals - - - - - - - - - - - - - - - - - - - - - - - - - □ November Payday Routine ∟    • 11月🧶給料日ルーティン｜物価高でついに予算の見直しをしました😦一人暮らしOLの家計...   □ October Household Accounting Reveal ∟    • 10月🎃家計簿｜一人暮らしアラサーの家計内訳📚ふるさと納税購入品もご紹介｜音声あり   - - - - - - - - - - - - - - - - - - - - - - - - - - - - #SavingsPlan #Savings #HouseholdAccounting #HandwrittenHouseholdAccounting #HouseholdAccounting #AssetBuilding #LivingSolo