The 7-Year Financial Independence Journey

Welcome to the very first episode of Bolts and Nuts of Financial Wellness. I am Ruth Kiragu, and this channel documents my personal seven-year journey toward financial independence and retirement in Kenya. For years, I had the desire to retire early, but desire alone does not create change. What changed was an awareness that much of my life had become focused on earning income to sustain my current lifestyle. In this episode, I share: ✔ Why I decided to pursue financial independence ✔ The lessons I learned from the Parable of the Talents (Matthew 25:14–30) ✔ How God used different people to confirm this journey ✔ Why I chose the name "Bolts and Nuts of Financial Wellness" ✔ The first Financial Leakage that inspired this series This channel is not about having all the answers. It is about learning, applying, adjusting, and growing together. Over the next seven years, I will openly share what I learn about stewardship, saving, investing, financial leakages, retirement planning, and building a future with intention. If you are also pursuing financial wellness, stewardship, or financial independence, I invite you to join me on the journey. Question for you: What is one financial lesson or realization that has changed the way you think about money? Leave your thoughts in the comments.