10 Harsh Truths About Housing in Switzerland Nobody Tells You

10 Harsh Truths About Housing in Switzerland Nobody Tells You The median Swiss home price is CHF 1.1 million. That's the middle of the market. Before you look at a single listing in Switzerland, here are the 10 things nobody explains clearly: 1. The 20% deposit isn't like other down payments 2. The mortgage stress test uses a rate with no connection to real costs 3. Cheap cantons aren't cheap relative to local wages 4. Non-EU buyers face significant legal restrictions (Lex Koller) 5. You pay income tax on rent you never collect (Eigenmietwert) 6. The 1% maintenance estimate is optimistic 7. Renting is not a comfortable fallback 8. Swiss property doesn't crash — it just gets more inaccessible 9. New supply is structurally constrained and won't change 10. The ski resort market is legally closed to most foreign buyers Urban Wealth Atlas covers the real mechanics of Swiss and European property markets every week. Subscribe for weekly Swiss property deep-dives and housing market analysis. #SwissHousing #SwissRealEstate #SwitzerlandProperty #LexKoller #SwissPropertyMarket