How I ACTUALLY Spend My 87 Lakh Salary in Tier 2 City

What does someone working as a Freelancer over ₹87 Lakhs actually take home? In this video, we break down the complete financial life of Vishnu Mishra, a Freelancer in India earning ₹87 Lakhs, from salary structure and taxes to monthly expenses, investments, portfolio allocation, bonuses, and lifestyle choices. We cover: • CTC vs in-hand salary • Taxes and deductions • Monthly expenses in a metro city • Investment strategy and portfolio breakdown • Mutual funds, stocks, & savings • Lifestyle inflation and financial mindset At Perspective by InCred Money, our goal is simple: To break the taboo around money in India and help people make better financial decisions through real conversations. We create content that gives you a new perspective about personal finance and helps you make smarter decisions around money, savings, and investing, based on real-life experiences. If you would like to share your story, be our next guest! Click the link to fill out the form, and someone from our team will contact you: https://forms.gle/eJBTxoCqQe4vLGrT6 Open your Demat account with InCred Stocko: https://incredstocko.in/?utm_source=p... Timestamps: 00:00 Introduction 00:17 CTC Salary Breakdown 00:28 Career Progression 01:43 Monthly Income 03:28 Responsible Spending 05:39 Bonus Spending 07:29 Advice To Freshers 08:08 Monthly Investment Allocation 09:25 Savings Spent 10:01 Current Portfolio Value If you enjoyed this format, subscribe for more deep dives into careers, salaries, investing, and personal finance. DISCLAIMER: The salary numbers shown in the video are approximate figures and doesn't correspond to actual numbers. #CTCRevealed #PersonalFinanceIndia #MoneyManagement #SalaryInIndia #CostOfLivingIndia #IndianLifestyle #Savings #InvestingIndia #FinancialHabits #InCredMoney #FinanceYouTube #RealLifeFinance #MoneyTalks #WealthBuilding #FinancialPlanning #IndianMiddleClass #MonthlyExpenses #SalaryBreakdown #Budgeting