The 30 Best Money Hacks I Learned In My 30s
Try Monarch: monarchmoneycreator.sjv.io/vDxjKA Try Coda: https://coda.partnerlinks.io/lissa Sharing 30 hacks I learned in my 30s that helped me flourish with my finances this past decade! ✨ ▻▻ Timestamps 🕒 00:00 Start of video 00:46 Overview of 30 Hacks 01:22 Six Sections Roadmap 01:36 SAVING HACKS 01:41 1 - Pay Yourself First 02:46 2 - Separate Savings Buckets 03:55 3 - Emergency Fund Rules 05:31 4 - High Yield Emergency Fund 06:42 5 - Use A Savings Rate, Not A Flat Amount 07:34 SPENDING HACKS 07:38 6 - Emotional Spending Triggers 09:09 7 - Be Aware of How Convenience Costs Add Up 10:46 8 - Normalize Wearing Things Twice 12:22 9 - Define Quality For You 13:18 10 - Build a Fun Fund 14:28 MONEY MANAGEMENT HACKS 14:33 11 - Weekly (Not Daily) Money Check Ins 15:35 12 - Automate Everything Possible 16:20 13 - One Financial Dashboard 17:30 14 - Set Up Sinking Funds 18:34 CREDIT AND DEBT HACKS 18:39 15 - Create Debt Payoff Plan 19:23 16 - Acknowledge Debt Has Emotions 20:22 17 - Learn and Use Cards Strategically 21:37 18 - Treat Credit Cards Like Debit Cards 21:57 19 - Autopay Minimum Payments 22:54 20 - Forgive Yourself Past Debt 24:10 INVESTING HACKS 24:13 21 - Start Investing Now 24:56 22- Use An Investing Rate 25:37 23 - Think In Decades, Not Days 26:04 24 - Get Bored 26:38 25 - Focus On Ownership 27:36 MINDSET HACKS 27:44 26 - Build Wealth That Improves Your Peace 28:32 27 - Heal Your Scarcity Mindset 29:31 28 - Build Confidence Through Repetition 30:13 29 - Seek Clarity Before Chasing More 31:18 30 - Use Money To Create A Better Life 32:12 Final Thoughts ►► IMPORTANT! ⚠️ AFFILIATE DISCLAIMER: Some of my videos and descriptions may contain affiliate links and sponsored content. This means I may earn a small commission if you use these links, at no extra cost to you. I do my best to only share things I’ve tried, currently use myself, or think you might actually find helpful! ⚠️ CONTENT DISCLAIMER: Everything I share is for educational and informational purposes only and isn’t intended as legal, tax, accounting, or investment advice. While I’m a CFP® professional and an Accredited Financial Counselor®, I don’t offer personalized advice through this channel or on social media. For guidance specific to your situation, please consult a qualified professional. #personalfinance #financialeducation #money
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