Cross border payments solutions and more with Ramana Kumar | Couchonomics With Arjun

We’re celebrating the 100th episode with the return of Ramana Kumar, CEO of Magnati! Ramana first joined us in Season 1, and now he’s back to share how Magnati has evolved into a leading cloud-based payments company. 💳🌐 In this special episode, we explore the shift to tech-driven payments, the rise of embedded finance, cross-border payment challenges in the MENA region, the role of CBDCs, and the potential of stablecoins in transaction banking. Plus, how Magnati is navigating the regulatory landscape across the UAE and Saudi Arabia. 🇦🇪 🇸🇦 Couchonomics with Arjun Season 3 is brought to you by our partners: Adyen https://www.adyen.com/ ToYou https://toyou.io/ar Mastercard https://mastercard.com/ Thunes https://thunes.com/ M2P https://m2pfintech.com/ Find us on our social media platforms: Arjun's LinkedIn   / arjunvirsingh   Couchonomics LinkedIn   / couchonomics-with-arjun-singh   Instagram   / couchonomics   Twitter https://twitter.com/Arjun_Vir_Singh?s=20 TikTok   / couchonomics   Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E Chapters: 00:00 - Episode Highlights 01:08 - Introduction 02:59 - Magnati's Journey 05:18 - What It Takes to Become a Global Payments Player 08:51 - The Future of Payments 14:30 - Localization and Data Challenges 18:08 - Breaking Into the Saudi Market 20:04 - Embedded Finance 22:36 - Challenges in the Tech World 23:14 - The Future of AR and AI Integration 25:00 - Regulatory Complexities in Fintech 27:59 - Embedded Finance Use Cases 29:28 - The Rise of Digital and Community Banks 38:02 - The Role of CBDCs and Stablecoins 42:46 - Future Predictions 45:06 - Closing Words