BC te Explica #172 - Qual o limite de crédito consignado para aposentado, CLT e servidor?

If you're retired, what's the maximum amount of payroll-deducted loan you can get? And what about a public servant? And if you're a private sector employee? Don't worry, the Central Bank will explain! In this video, we'll show you what the payroll-deducted loan limit is and what the limit is for federal, state, or municipal public servants, retirees, and private sector professionals. There are differences for each category! And, of course, having available credit for a payroll-deducted loan doesn't mean you should take out that loan. Don't take out a loan if you don't need it, even if they tell you the rate fits your budget! IMPORTANT: the payroll-deducted loan limit for public servants and retirees is 40%, with up to 5% for credit cards and up to 5% for benefit cards. In other words: if the person doesn't commit part of the 40% limit to these two modalities, they can take out up to 40% in a payroll-deducted loan itself (and not just 30%, as stated in the video). #payrollloan #payrollloan #loan #money #finance #BCteExplains #CentralBank