Tesouro Selic: O investimento mais seguro do Brasil (que o banco esconde)

Join our WhatsApp channel: https://whatsapp.com/channel/0029VbAa... The safest investment in Brazil doesn't have FGC (Credit Guarantee Fund). Did you know that? Many people still believe that the Credit Guarantee Fund is the only security in the world of investments, but the truth is that the Selic Treasury bond is a step above. While the FGC is a private entity, with the Selic Treasury bond you lend money directly to the issuer of the currency: the Brazilian State. In this video, we demystify how the Selic Treasury bond (LFT) works, with updated data from April 2026. If you are looking for security, daily liquidity and a return much higher than savings accounts, this is the definitive guide for you to get started. 🔍 What you will learn today about the Selic Treasury bond: Real Security: Why is lending to the government safer than leaving it in the bank? Profitability in 2026: With the Selic target at 14.75%, understand how much R$10,000 yields in practice. Treasury Selic vs. Savings: The definitive comparison of returns and why savings no longer make sense. Costs and Taxes: Understand the regressive income tax table, the IOF in the first 30 days, and the B3 custody fee. Brokerage Pitfalls: The difference between buying through the Treasury Direct program or via the secondary market (direct government bonds). 📊 Simulation: We compare optimistic and conservative scenarios so you know exactly what to expect from your assets when investing in Treasury Selic. The financial market often tries to hide the simplest and safest products (like the bread and butter of investments) because they yield lower commissions for banks. Here, the priority is your financial sovereignty. 00:00 Introduction 01:16 How does the LFT (Treasury Selic) work? 03:00 What is the spread of the bond? 03:53 Simulating an investment 08:14 What are the costs of investing? 11:45 And when investing? 13:58 Questions 16:35 Conclusion