어느 날, 통장이 묶였다 / '셀프 감금' 그들은 왜 갇혔나 | 더 보다 79회 (2025.11.02.)

00:00 [More Than 79 Episode I] One Day, My Bank Account Was Freezed While the Cambodian kidnapping and detention incident heightens awareness of voice phishing, another type of victimization is spreading behind the scenes. This is the so-called "bank account blackmail," where a portion of the voice phishing victim's money is deposited into the account, the account is frozen, and then the victim is lured into canceling the report, extorting money. While this technique emerged several years ago, it remains largely unknown, leading to it being called a "new type of crime." Recently, it has evolved into simply freezing accounts without demanding payment. Even account freeze agents have emerged. Criminals exploit a loophole in the "Account Payment Freeze System," which blocks the account holder's financial transactions when an account is reported as a "suspected fraudulent account," regardless of actual criminal involvement. The paradox is that the system intended to prevent the spread of voice phishing is causing secondary harm to innocent citizens. Anyone can become a victim of bank account freeze if their account number is exposed. We investigated the reality of account freezing, identifying the problem. #VoicePhishing #AccountBlocking #AccountLock #AccountBlocking #AccountBlackmail #Tonghyup #BankBlocking #BankBlocking #PaymentStop #PingMoney #Crime #Cambodia #Fraud #FinancialSupervisory Service #Bank #Police Reporter: Lim Ju-hyeon Photography: Seol Tae-hoon, Choi Seung-gu Editing: Kim Ki-gon Graphics: Jang Su-hyeon Researchers: Kim A-yeon, Seo Yu-ri Assistant Directors: Lee Min-chul, Eom Hee-joo 19:38 [More See Episode 79 II] Self-Imprisonment: Why Were They Locked Up? A phone call impersonating the prosecutors. The victims were locked in their own accommodations, with the words, "Your account is implicated in a crime," and "You must be investigated in a quiet place, undisclosed." Their calls and locations were monitored using a malicious app, and they were even forced to write hourly reports and letters of reflection. Criminals obtain cards and passwords under the guise of "cooperating with account audits," and even induce people to take out credit loans. Damages can range from tens of millions to hundreds of millions of won. However, direct remittances are difficult to obtain under the current voluntary compensation system. The government is promoting a "no-fault compensation system" for financial institutions, but the financial sector faces significant opposition. With over 1,500 reports pouring in daily, victims' struggles remain unresolved. #VoicePhishing #Self-Imprisonment #InstitutionalImpersonation #No-FaultCompensation #VoluntaryCompensation #FinancialCrime #VictimProtection Reporter: Choi Eun-jin Photography: Cho Seon-gi, Kang Woo-yong, Seol Tae-hoon Editing: Lee Ki-seung Graphics: Jang Su-hyeon Researcher: Chae Hee-joo Assistant Director: Lee Min-cheol, Eom Hee-joo