How to decide which premium credit cards are keepers

Annual fees are getting more expensive, and it can feel like quite an investment to keep every rewards card. Luckily, Greg's developed a worksheet which you can access and use to help determine when a card is worth its annual fee, based on how you actually value the different perks. How to decide which premium cards are keepers (00:33) - Find our worksheet for valuing premium cards here: http://frequentmiler.com/keepers (01:17) - Using the link in that post, you'll make a copy of our worksheet in your own Google account (01:27) - Our worksheet is designed to tell you if your spreadsheet version is out of date and needs to be recopied (01:54) - By clicking "summary", you should see a list of all the available cards within the worksheet (03:23) - Click the card you want to view from the summary tab to investigate a specific card, then you can click the prompt to return to the summary tab for a view of all the included cards again (04:33) - You can begin to enter perk values, but instead of asking yourself how much each perk or certificate is worth, ask yourself how much you would pay in advance for a subscription to that perk. Do this for each perk or benefit individually. The amount you assign should be less than the amount you'll save and no more than other ways to get the same perk. Greg's included his own estimated value, but you should edit this to your own value. (08:50) - You can enter notes and your own values into the green column of the spreadsheet, entering the amount you would be willing to pay for the perk (11:30) - You'll be able to see the total value for the perks you've assigned an amount to. You can compare this to the annual fee to assess whether or not the value is enough to justify that amount (by at least matching it) (15:43) - The notes you enter will show up in the summary tab as well as your assigned value

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