Taux variable VS Fixe : l’erreur qui peut vous coûter très cher - Mini-Talk 5 - du Rdv des Proprios

💥 FIXED OR VARIABLE RATE: The Mistake That Could Cost You Tens of Thousands of Euros! Buying a property? Be careful, the choice between a fixed and a variable rate can impact your budget for 20 to 25 years… and the difference can be enormous. With rising mortgage rates, the question is more relevant than ever: should you secure your mortgage with a fixed rate or take advantage of a lower variable rate? In this Mini-Talk, we explain the difference clearly and how to choose the right rate for you. 👉 On the agenda: • Fixed vs. variable rates: what are the differences? • Why are mortgage rates rising in 2026? (inflation, economic climate, etc.) • Understanding the APR and the true cost of a mortgage • Difference in monthly payments between fixed and variable rates • How high can a variable rate go? • Should you simulate the worst-case scenario? • Mixing fixed and variable rates: a good strategy? ❗❗A new formula: a rate that could only decrease… and never increase 🎙️ In this episode: Host: Davy Courteaux Guest 1: Cédric Matte – Managing Director of CBC Bank Guest 2: Eric Spitzer – CEO of Immovlan Our partners 🥰: CBC Bank and Immovlan Producer: Marie-Charlotte Capron Editing/Filming: Minimalist 👉 For partnership inquiries: [email protected] 🔔 Subscribe so you don't miss anything:    / @lerdvdesproprios