15 Things Americans Keep in Their Wallet That Are Quietly Draining Their Money
There is a woman in Osaka who earns $29,000 a year and has $47,000 in savings. This morning she left her apartment with exactly three things in her wallet. In this video I show you the 15 items most Americans carry that are quietly costing them money — not just in fees, but in the invisible tax of carrying financial clutter that signals to your own brain, every day, that your money is complicated. It is not. And tonight, in eight minutes, you can change it. Concepts covered: Ma (間) — intentional space, Mottainai (もったいない) — do not waste what has value, Kakeibo (家計簿) — the Japanese paper budgeting method invented in 1904. Science: University of Chicago (cognitive load in financial decision-making), Daniel Kahneman / Princeton (sunk cost fallacy, loss aversion), Roy Baumeister / Florida State (ego depletion), Richard Thaler (mental accounting, Nobel Prize Economics), Mueller & Oppenheimer / Princeton (handwriting vs. typing), Journal of Environmental Psychology (containers and behavior). New video every week. #japanesemoneymethod #kakeibo #moneymindset #personalfinance #japanesehabits
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