5 Years Out From Retirement? Here’s What You Must Do Now

📌 Join our Retirement Community here: https://www.familywealth.co.za/retire... Are you within five years of retirement or already in the first few years after retiring? This is one of the most important financial planning windows of your life. In this video, we unpack what I call the retirement danger zone: the five years before retirement and the five years after. This is the phase where your decisions around saving, income, tax, investments, and lifestyle can either strengthen your retirement or undo years of hard work. We cover five key principles every South African should consider before retirement: increasing savings in the final stretch, building a proper retirement income strategy, protecting yourself against market volatility, planning your tax position, and designing a retirement that gives you meaning - not just money. This video is especially useful if you have a retirement annuity, pension fund, preservation fund, living annuity, life annuity, tax-free savings account, or discretionary investment portfolio and want more clarity before making big retirement decisions. At Family Wealth Custodians, we help South African families retire with clarity, confidence, and peace of mind. Book a complimentary exploration call with our team using the link below. 📌 Get started here: https://www.familywealth.co.za/get-st... 00:00 – The retirement danger zone 01:22 – Principle 1: The final savings push 03:42 – Principle 2: Building your retirement income strategy 05:44 – Principle 3: Protecting against market volatility 07:32 – Principle 4: Tax planning before retirement 09:25 – Principle 5: Designing the life you want 11:30 – Final thoughts: don’t coast into retirement Check out our social media: Facebook: https://www.facebook.com/profile.php?... Instagram:   / familywealthcustodians   LinkedIn: https://www.linkedin.com/company/fami... Disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Please consult a licensed financial planner or tax practitioner before making any decisions.