【絶対NG】新NISAで1億円あっても老後破綻!? 退職金とiDeCoの「同時受け取り」に潜む最凶の罠とダム資金の作り方

Everyone, if you had 100 million yen in the new NISA account right now, do you think you'd never have to worry about money again? The truth is, some people with 100 million yen still face financial ruin in retirement. Conversely, some people live comfortably with just 30 million yen. The difference lies in knowing your "exit strategy." This time, we're presenting a practical sequel to our highly popular "exit strategy" series! We'll thoroughly explain the ultimate exit strategy for surviving the 100-year life era. From calculating your living expenses after retirement, to the absolute worst mistake: "The trap of receiving both retirement benefits and iDeCo simultaneously" The latest countermeasures for the "iDeCo 10-year rule" that will change with the legal revisions from 2026 And even concrete ways to create a "dam fund" to protect your retirement funds Certified Financial Planner Sayaka will explain everything in an easy-to-understand way. 🎁【Completely Free】Register for our official LINE account and receive 4 great + 1 bonus gifts!🎁 For those who are serious about building assets and eliminating retirement worries! Register for our official LINE account via the link below and receive exclusive benefits now! 👉 https://line.me/ti/p/%40193kdjmx 【Exclusive 4+1 Bonuses for LINE Registered Users】 ① Money Report Card (Diagnostic Test): Find out where you stand in your asset building across 5 subjects! ② Complete Guide to Asset Allocation (PDF): A manual for optimal solutions by age group ③ Asset Simulator (Excel/Spreadsheet Version): Calculate what you need to do to reach 100 million yen ④ Guide to Starting the New NISA (PDF): A guide for those who want to start but don't know where to begin! ⑤ Easy Financial Product Guide to Choosing Based on Your Situation, and other new data are being added sequentially! 👉 https://line.me/ti/p/%40193kdjmx ⏱ Table of Contents (Timestamps) 0:00 Opening: In the era of 100-year lifespans, what's truly important is "how you use your money" 1:49 How much more do I need to prepare to feel secure? Calculations that significantly reduce anxieties about retirement 3:25 The "inflation trap" you must never forget and how to eliminate waste 5:17 How to draw down your assets? A concrete "exit strategy" 6:07 Measures learned from "real crash data" of the S&P 500 7:37 Your take-home pay will change dramatically! "Secret techniques" for drawing down your assets 8:07 You could lose millions if you don't know about this! The deadly trap from 2026 onwards and the most important points to watch out for 11:59 How to "reduce the risk of retirement bankruptcy to the absolute minimum" 12:24 Money only has value when it is used! A Way of Life Without "Emotional Debt" 15:33 [Special Announcement] Viewer-Only Notice (Secure your spot early!) ━━━━━━━━━━━━━━━━ [How to Increase Your Money That Banks and Securities Companies Will Never Tell You] Hello, I'm Sayaka, a certified Level 1 Financial Planning Specialist. This channel is for people in their 30s and 40s who wish to "stop living a life of constant saving" and "eliminate future anxieties and live freely." We share the [secret strategies for building assets in the shortest and fastest time possible] without sugarcoating anything. The world is full of extreme opinions such as "insurance is unnecessary," "homeownership is a liability," and "you only need to buy the S&P 500." However, from the perspective of a financial planner who has worked with wealthy individuals and many clients, what you find online isn't necessarily the right answer for your life. I myself have built my assets by utilizing the following: ✅ Expertise as a certified Level 1 Financial Planner ✅ Practicing "hermit crab investing" using my own home ✅ Risk management by deliberately taking out "medical insurance" I will share only the methods that I have actually used to increase my money, without holding anything back, not just theoretical concepts. ▼What you can learn from this channel ・Financial literacy to avoid being taken advantage of ・The optimal solution for "New NISA/iDeCo" as practiced by a Level 1 Financial Planner ・"Real estate strategy" to put an end to the rent vs. homeownership debate ・Secret techniques to maximize take-home pay even for company employees ▼For those who want to "act" as well as "know" Watching videos alone won't change your life. "I want to create a portfolio that suits me" "I want to directly consult about investment and insurance concerns" We operate a practical community called "Moneyclass" for people like you. It's a waste of time to stop and worry alone. Let's increase our assets wisely and shrewdly together.