RETIRE EARLY Just With Dividends! What Are Dividends And How Do They Work?
What are dividends and how do they work? Finding shares that pay dividends is one thing. But not understanding how dividends work will stop you from making money. Are dividends a good way of retiring early? And how many dividends do I need to be able to retire early? How dividends work once you've retired, is equally important. Chapters 0:00 The magical land of dividends 0:21 What are dividends? 0:34 Dividends come from shares 0:45 Some shares will be dividends 1:06 Dividends you get over time 1:20 What are dividends? 1:37 Revenue - expenses 2:10 Bottom line 2:21 Berkshire Hathaway retains profits 2:34 Retained earnings 2:45 Investing in capital expenditure 3:03 Growth by building a factory 3:19 Cheaper wages 3:31 Coca-Cola's practices 3:49 Building the Coca-Cola factory 3:58 Leftover money becomes dividends 4:17 How do I get paid dividends? 4:40 Dividends are nice because... 4:58 Who expects money? 5:15 Companies want to keep their dividends steady 5:32 Objective: get real cash 5:42 Capital growth 6:01 Why might you want cash? 6:15 Dividends is your wage 6:26 What to look for in a stock 6:40 How often am I going to be paid dividends? 6:54 Australia vs the US 7:10 Research shares for dividend information 7:25 When are dividends paid? 7:39 Dividends are paid during dividends season 7:58 Dividends are a bulk payment 8:10 Share growth is spasmodic 8:24 How reliable are dividends? 8:39 Companies retain partial profits 8:49 Coronavirus 9:02 Dividends smoothing 9:21 Taking out loans to pay dividends 9:38 Dividends are passive income 9:49 Vending machines 10:11 True passive income 10:29 Dividends allow you to keep your shares 10:47 Dividend stability 11:02 Matching dividends against expenses 11:20 Expenses can go up 11:31 Dividends must exceed expenses 11:45 Cash reserves 11:58 Why are dividends cut? 12:26 Whole economy problems 12:38 Dividends keep up with inflation 12:50 Who benefits from dividends? 13:03 Dividends have a wide appeal 13:14 Second source of income 13:34 Dividends in retirement 13:50 Should I rely on dividends? 14:01 Fixed income 14:21 Pension / social security 14:41 Will the government increase the pension? 14:53 Are dividends powerful enough? 15:03 How do dividends fund my whole retirement? 15:26 Dividend yield 15:50 Not all share are equal 16:00 Choosing how much to be paid in dividends 16:19 Dividend yield locked in at the time you buy the share 16:34 High dividend yield stocks 16:46 Stable companies 17:02 Dividend yield trap 17:39 Dividends vs selling stocks 18:01 Retain your capital 18:12 Living off your dividends 18:34 Benefits to not selling shares 19:00 Leaving shares to your children 19:23 Should I keep or use my money? 19:51 Do dividends keep up with inflation? 20:01 Selling your shares can be a risk 20:21 Dying with millions 20:43 Dividends have a secret! 20:53 Retire early 21:35 The normal way of retiring 21:58 How much will I get in returns? 22:15 You know when it's time to retire 22:25 Reaching early retirement 22:56 Are there downsides to dividends? #sebastianstjames

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