EXECUTE! S3EP30: Get Approved for $200K+ Without PG w/Andre Wanzo | HaitianCEO

$50 Mentorship - https://www.bellasloanacademy.com/ Welcome back to the EXECUTE Podcast. In this episode, HaitianCEO sits down with Andre Wanzo to break down real, actionable strategies for getting $200K+ in business funding with minimal inquiries, how banks are tightening up on “no-doc” plays, and why relationships and structure matter more than ever going into 2025. Andre also dives into how he thinks about funding situationally (not one-size-fits-all), what an ideal funding-ready credit profile looks like, and how he uses real estate strategies like Subject-To deals to build a portfolio without piling debt onto your personal profile. If you are serious about funding, business credit, and building assets the right way, this one is for you. Episode Highlights Why funding changed after the pandemic and what banks want now The “one inquiry” sequence to stack multiple approvals Why relationship managers can speed up approvals and outcomes What “funding-ready” personal credit actually looks like How to think about authorized users the right way How Subject-To real estate can help you control assets without new debt Using structure: holding companies, trusts, and leveraging life insurance (strategy overview) Chapters 00:02 Intro + Andre Wanzo returns 01:38 Who is Andre Wanzo and what he does 02:13 What changed in funding since the pandemic 03:25 Situational funding example (couple approved for $150K) 05:59 Banks tightening up on no-doc and 0% cards 09:54 No-inquiry first round (Capital on Tap, Divvy) 11:31 The one-inquiry Bank of America sequence 15:27 Using additional bank products (auto loans, bank score) 16:53 Chase approvals and relationship manager talk 20:28 Ideal client profile for high-limit funding 21:49 Authorized user strategy and what to avoid 24:16 Real estate: Subject-To and pre-foreclosure basics 31:11 Why sellers agree and how the numbers work 36:23 Trusts and wealth structure overview 40:24 Building business credit and what underwriters can see 44:45 How to connect with Andre Disclaimer: This episode is for educational purposes and does not constitute legal, tax, or financial advice. Always do your own due diligence. #BusinessFunding #BusinessCredit #RealEstateInvesting #SubjectTo #Credit #Entrepreneurship #ExecutePodcast #HaitianCEO #AndreWanzo $50 Mentorship - https://www.bellasloanacademy.com/ FOLLOW US!   / haitian_ceo     / a_wanzo