Go small Go Big - Virtual IPO Analyst Meet Finbud Financial Services Ltd

Finbud (Finance Buddha) is one of the few scaled hybrid fintechs delivering profitability with velocity — combining phygital distribution, asset-light economics and focus on execution. Founded in 2012 by ex-Citi leadership Pan-India scale: 30+ cities | 19,000+ pincodes | 2,500+ agents Rs 50,000+ Cr cumulative disbursals | 4 Cr+ borrowers | 90+ lending partners FY25: Rs 223 Cr revenue | Rs 8.5 Cr PAT | ROE 23.6% | ROCE 32.1% Hybrid moats that matter: Commission-led aggregator model (3–3.5% from lenders) No credit risk on platform — asset-light & high-return In-house NBFC arm efficiently monetises rejected leads Cross-sell stack across cards, insurance & top-ups Finbud is now coming to market with a ~Rs 70 Cr IPO — proceeds targeted towards distribution expansion, NBFC scaling, working capital for growth, and debt repayment. In this Finbud Knowledge Session (hosted by Go India Advisors), market veteran Rakesh Arora and the Go India research team decode: The structural shifts in India’s consumer credit distribution How Finbud’s hybrid engine (agent + digital) drives superior unit economics Key catalysts for the next phase of compounding These sessions are designed to deliver timely, investible insights — so you can size the opportunity, understand risk, and make informed capital allocation decisions. #Finbud #FinanceBudhha #KnowledgeSession #GoIndiaAdvisors #Fintech #IndiaFinancialisation #IPO #Investing #GoIndiaStocks