Как открыть счёт в банке Германии, если вам отказывают: закон Basiskonto

Are you trying to open a bank account in Germany but are being rejected because of your citizenship? In this video, I share my true story of an eight-month battle with German banks. I visited several banks—Deutsche Bank, Postbank, Münchner Bank, Commerzbank—and always received the same answer: "We don't open accounts for citizens of your country." But there's a law in German law that banks are required to comply with—even if they try to refuse. In this video, you'll learn: ✔ why banks in Germany refuse to open accounts ✔ what law requires banks to open a basic account (Basiskonto) ✔ how banks try to circumvent this law ✔ how to properly request an account ✔ what to do if you're rejected ✔ which banks actually work with foreigners I'll explain in detail how we found the specific article of the law that ultimately broke the bank's refusal algorithm. If you've been rejected, this video can help you protect your rights and open an account. Timecodes: 00:00 Introduction 01:00 First visit to Deutsche Bank: how a sweet smile turns to ice 02:33 Rejections at other banks: Postbank, Münchner Bank, Commerzbank 06:46 The law that obliges a bank to open an account 09:36 A mysteriously disappeared manager 10:06 How banks try to delay the process 10:26 Hacking the rejection algorithm 12:02 Why victory turned out to be bittersweet (a surprise after 1.5 years) 13:40 Is there a legal basis for rejections and what does the law say (debunking the lies) 17:42 Account opening form 18:12 Conclusion ----- Useful links: ✅ Open an account with Revolut Bank https://revolut.com/referral/?referra... ✅ Law https://www.bundesbank.de/de/service/... ✅ EU Regulation https://eur-lex.europa.eu/eli/reg/201... ⚠️ Important: This is not legal advice, but rather personal experience and information on current legislation. 💬 Share your questions and experiences in the comments. Subscribe to the channel so you don't miss new videos about life in Germany! Like 👍 and click the bell 🔔, it motivates me to keep making more ;)