PMFBY 2025 Explained 🌾 | हर फसल पर सुरक्षा की गारंटी | Crop Insurance Scheme Update

Download the app for free content: https://play.google.com/store/apps/de... Call us for career guidance: 95-200-90-200 🌾 In this video, we will understand the complete details of the Pradhan Mantri Fasal Bima Yojana (PMFBY) 2025 and how this Crop Insurance Scheme protects farmers against crop losses. Learn about the latest 2025 updates including: ✅ PMFBY Explained in Simple Language ✅ Crop Insurance Benefits for Farmers ✅ Premium & Compensation Details ✅ Drone-Based Crop Survey ✅ Satellite Technology in Agriculture ✅ Digital Crop Assessment ✅ Fast & Reliable Claim Settlement ✅ Important Agriculture Current Affairs 00:00 – Introduction to PMFBY (Pradhan Mantri Fasal Bima Yojana) 02:10 – Insurance vs Subsidy vs Financial Assistance 04:30 – Premium, Claim & Risk Transfer Explained 07:00 – PMFBY Launch & State–Centre Cost Sharing 09:20 – Actuarial Premium Rate (APR) Concept 12:10 – Irrigated vs Rainfed Insurance Risk 15:00 – Farmer Premium Rates (1.5%, 2%, 5%) 17:20 – Sum Insured (SI) & Crop Insurance Example 20:30 – Government Subsidy in Crop Insurance 23:10 – Escrow Account Concept Explained 26:00 – PMFBY Key Features & Objectives 28:10 – Voluntary vs Loanee Farmer Participation 30:20 – Technology Integration in PMFBY 32:10 – Insurance Frauds & Geo-tagging 34:20 – Premium Structure for Kharif, Rabi & Commercial Crops 36:10 – Threshold Yield & Claim Calculation 38:40 – Risks Covered Under PMFBY 40:20 – Wild Animal Attack Coverage Added in 2026 42:10 – Post-Harvest Loss Coverage & Prevented Sowing 44:00 – Exclusions in PMFBY (War, Preventable Risks etc.) 45:20 – APR Limits for Irrigated & Rainfed Areas 46:20 – Claim Settlement Timeline & 12% Penalty 47:20 – NCIP, DigiClaim & YES-TECH Technology 48:20 – CROPIC, WINDS & Fasal Forecasting Systems 49:10 – Final Revision & Session Conclusion This video is highly useful for students preparing for: 📚 IBPS AFO 📚 NABARD 📚 Agriculture Competitive Exams 📚 Agriculture Current Affairs Preparation If you found the video helpful, make sure to: 👍 Like the Video 🔔 Subscribe to the Channel 📤 Share with Friends #pmfby #cropinsurance #agriculturecurrentaffairs #fasalbimayojana #agricultureexams #ibpsafo #nabard #agriculturegk #farmerscheme #currentaffairs #exam #exampreparation #study