98% of Retirees Should Be Worried About These 3 Risks
Most retirees share the same three fears. Running out of money, paying for healthcare, and watching the stock market crash at the worst possible time. But if you've built a strong retirement with a pension and significant savings, your situation may be very different than most people realize. In today's episode of Joe Knows Retirement, Joe explains the three biggest retirement risks facing nearly everyone and why retirees with a pension and $1 million or more saved may have opportunities that others simply do not. You'll also learn the planning mistakes to avoid, how inflation still impacts pension holders, why long-term care deserves attention, and how to think differently about spending, investing, and leaving a legacy. 📞 Schedule a call with our team: https://peakretirementplanning.com/sc... 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe’s book “Midwestern Millionaire”: https://peakretirementplanning.com/mi... 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/... #retirement #taxplanning #pension Timestamps: 00:00 - Introduction 00:51 - Why Running Out of Money Is the Biggest Retirement Fear 05:00 - Risk #1: Longevity Risk 07:21 - Risk #2: Healthcare and Long-Term Care Costs 11:26 - Risk #3: Sequence of Returns Risk 14:24 - Final Thoughts Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.
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