🚨 BIG MOVES: Selling This, Buying That | Income Portfolio Update

Content Clarification: the ROC distributions for BTCI in 2025 were closer to 45%. I used last months ROC distributions for the analysis and want to call that out as a point for adjustment for those working out their math. Thank you to everyone who is keeping me honest! In this April 2026 portfolio review, I walk you through two big changes to our $1.3M portfolio — selling JEPQ and moving $400K into an income-oriented strategy targeting $127K/year in passive income. I share the 5 scenarios I ran from conservative to aggressive, my BTCI buy thesis at a 44% discount and 29% yield, and the free dividend calculator from stockanalysis.com that I used to pressure test the entire move (link below for 1 month free for the first 500 of you). If you've built real wealth, and are trying to figure out how to turn it into reliable monthly income without hoping the market cooperates every year — this video is for you. ⏱️ TIMESTAMPS 0:00 Intro 1:40 Portfolio snapshot — April 2026 2:45 March & April distributions by fund 5:10 Overall summary + consensus income planning 7:26 Unrealized gains/losses 8:28 BTCI thoughts 10:22 Change #1 — Selling JEPQ and why 12:13 Change #2 — Vanguard to income + DRIP 13:45 The 5 scenarios I ran (Conservative to Aggressive) 16:30 Pressure testing with stockanalysis.com dividend calculator 20:50 1 month free for first 500 subscribers 22:50 Recap 📈 Get 1 Month Free on StockAnalysis Plans by using Code "STEF20" for Pro and "STEF50" for Unlimited with this link 👉🏽https://stockanalysis.com/pro/trial/?... 🔎 Save yourself hundreds of hours of research and get my Income 360 Guide with over 80 covered call ETFs and counting https://stan.store/JosephManuelGonzal... 📅 Want help building your own income plan? I work with a small number of clients who are serious about building a retirement income strategy. Spots are limited — book a call here: https://calendly.com/permissiontobewe... 🔔 Subscribe for more financial independence and money-making tips:    / @permissiontobewealthy   Other Videos You'll Enjoy! 📂 Watch my full Covered Call ETF Playlist:    • Covered Call ETFs   🎥 How Do S&P500 Covered Call ETFs Work?:    • High Yield + Growth S&P500 ETFs: JEPI vs G...   🎥 The Best Covered Call ETFs - No NAV Erosion:    • The Best Covered Call ETFs - High Yields a...   🎥 Covered Call ETFs Explained:    • Covered Call ETFs Explained: Beginner's Gu...   🎥 2 Bucket Strategy: How Much $1M, $1.5M and $2M will REALLY get you in Retirement    • How Much $1M, $1.5M, and $2M REALLY Give Y...   🎥 JEPI vs SPYI - Which Does Better?    • I Ditched JEPI for SPYI | S&P500 Passive I...   ───────────────────────────── DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Joseph and Stefanie do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. ───────────────────────────── AFFILIATE DISCLAIMER Some links are affiliate links, meaning I earn a small commission at no extra cost to you when you make a purchase. You can also use these storewide links below to support the channel while making other purchases. ───────────────────────────── Other Investing Resources: Vanguard https://investor.vanguard.com/ Fidelity https://www.fidelity.com/ NEOS ETFs https://neosfunds.com/ Global X ETFs https://www.globalxetfs.com/ JP Morgan ETFs https://am.jpmorgan.com/us/en/asset-m... Roll Over your 401k with Capitalise https://capitalize.sjv.io/permissiont... Stock Analysis (use code STEF for 10% off) https://stockanalysis.com/pro/?ref=st... #CoveredCallETFs #JEPI #SPYI #XYLD #RetirementIncome #DividendInvesting #PassiveIncome #ETFInvesting #IncomeInvesting #PermissionToBeWealthy