7 Questions to Ask Before Roth Converting
If you have a pension and $1M+ saved, a Roth conversion could be one of the biggest financial decisions of your retirement, but most people do it WRONG. In this video, Joe breaks down the 7 critical questions you MUST ask before doing a Roth conversion so you don’t overpay in taxes or miss massive opportunities. Most retirees assume they’ll be in a lower tax bracket, but for Midwestern Millionaires with pensions, that’s rarely the case. Between Social Security, RMDs, and pensions, your taxes could actually go UP in retirement. 📞 Schedule a call with our team: https://peakretirementplanning.com/sc... 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://peakretirementplanning.com/ih... 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/... #retirement #taxplanning #pension Timestamps: 00:00 – Why Most People Get Roth Conversions Wrong 01:04 – Free Book: I Hate Taxes 01:53 – Question 1: What Is Your Income Right Now? 03:52 – Question 2: Will You Have a Pension? 04:31 – Question 3: How Much Do You Have in Tax-Free Investments? 06:58 – Question 4: What Will Your Future RMDs Be? 09:24 – Question 5: When Will You Take Social Security? 10:49 – Question 6: How Will the Widow’s Penalty Impact You? 12:18 – Question 7: What Tax Bracket Are Your Kids In? 14:15 – Don’t Guess, Have a Plan Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.
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