Guía Definitiva para MEJORAR tu HIPOTECA y Ahorrar Miles de Euros

👉🏼Improving your MORTGAGE can save you thousands of euros. I'll explain how to calculate whether it's worth changing and which option is best for you. 👉 Open your FREE account at Freedom24: https://freedom24.club/elbanquerodelp... and get up to 20 free shares when you top it up. ✅ Access more than 40,000 stocks and ETFs from global stock markets. ✅ Invest in solid corporate and government bonds with up to 7.6% returns, from just €/$1,000*. ✅ Regulated in Europe and registered with the CNMV. 💥 This is one of the brokers I personally use. They're offering a special bonus for new customers who open and top up their Freedom24 account until the end of April - get up to 20 free shares: https://freedom24.club/elbanquerowelcome If you have a mortgage, improving its terms can save you thousands of euros in the long run, but it's not always clear which is the best option. Is it better to reduce your monthly payment or pay less interest? When is it worth changing your mortgage? In this video, I explain what factors you should consider and how to do the calculations to make the best decision. In this video, you'll learn: ✅ Key aspects to analyze before upgrading your mortgage. ✅ How to calculate if changing your mortgage is a good option for you. ✅ Practical examples of fixed and variable mortgages. After watching the video, tell me in the comments: Are you also considering upgrading your mortgage? I'll read your comments. 📌 SUBSCRIBE and activate the bell so you don't miss more content about mortgages, investments, and personal finance. EXCEL "Mortgage Ranking" Important Go to file ➜ make a copy so you can modify it to your liking ➜ Download here: https://bit.ly/simuladorhipoteca-BDP The Excel spreadsheet is free, and so is the desire to share. But if you'd like to buy me a coffee, you can do so on my page buy me a coffee ➜ https://buymeacoffee.com/banquerodelp... ------------------------ FOLLOW ME ON SOCIAL MEDIA   / banquerodelpueblo     / elbanquerodelpueblo     / banquerodelpueblo   ------------------------ KEEP LEARNING WITH MORE CONTENT GRATUITOUS    • Educación Financiera & Finanzas Personales      • Vivienda & Inversión Inmobiliaria      • Invertir en Renta Variable   https://www.yout ube.com/playlist?list=PLREb_J3Nk6_6JZbO3TbgZBUBZwl4cTXdF    • Invertir a Corto Plazo & Bonos      • Invertir en Planes de Pensiones   ------------------------ TABLE OF CONTENTS 00:00 Introduction 00:37 Improve your current mortgage? 01:12 How to compare mortgages correctly 02:15 What type of mortgage should you choose? Fixed, mixed, or variable 04:14 Advertising: Freedom24 05:33 What expenses should you assume when changing your mortgage? 07:18 Example 1: Changing from fixed to fixed 12:42 Example 2: Changing from variable to fixed ------------------------ #mortgage #negotiatemortgage #improvemortgage #changemortgage #mortgages #bestmortgages *DISCLAIMER Investments in securities and other financial instruments always involve the risk of loss of your capital. Forecasts or past performance are no guarantee of future results. It is essential to do your own analysis before making any investment.

DO NOT sign your MORTGAGE without first CALCULATING the BONUSES correctly
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DO NOT sign your MORTGAGE without first CALCULATING the BONUSES correctly

Las Mejores HIPOTECAS para 2026: Lo que los Bancos NO Publican
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Las Mejores HIPOTECAS para 2026: Lo que los Bancos NO Publican

¿Cuánto dinero deberías tener según tu edad?
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¿Cuánto dinero deberías tener según tu edad?

Is it better to pay off your mortgage or invest your money? An investor explains it to you.
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Is it better to pay off your mortgage or invest your money? An investor explains it to you.

La COMPRA que Mantiene POBRE a la Mayoría (y pocos entienden)
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La COMPRA que Mantiene POBRE a la Mayoría (y pocos entienden)

🏠 Is it worth AMORTIZING MORTGAGE? Yes or no? When? [Includes downloadable spreadsheet]
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🏠 Is it worth AMORTIZING MORTGAGE? Yes or no? When? [Includes downloadable spreadsheet]

How to Get the Best Possible Mortgage in 2026 (Complete Guide + Gift 🎁)
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How to Get the Best Possible Mortgage in 2026 (Complete Guide + Gift 🎁)

Cómo Afrontaría la COMPRA de mi PRIMERA VIVIENDA si Empezara desde 0 en 2026
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Cómo Afrontaría la COMPRA de mi PRIMERA VIVIENDA si Empezara desde 0 en 2026

5 Frases que Uso para Negociar un Piso (y ahorrarme miles de euros)
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5 Frases que Uso para Negociar un Piso (y ahorrarme miles de euros)

Want to cut your mortgage term in half? Here's how (Practical Example)
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Want to cut your mortgage term in half? Here's how (Practical Example)

ERROR #1 al Comprar Casa: EX-BANQUERO Revela Cuánta HIPOTECA Deberías Pedir
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ERROR #1 al Comprar Casa: EX-BANQUERO Revela Cuánta HIPOTECA Deberías Pedir

⭕️ How to switch your mortgage bank ‼️ intelligently 🤝
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⭕️ How to switch your mortgage bank ‼️ intelligently 🤝

Cómo Ahorrar e Invertir la ENTRADA para COMPRAR Casa (Más Rápido)
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Cómo Ahorrar e Invertir la ENTRADA para COMPRAR Casa (Más Rápido)

Auctree murió, pero tenemos sustituto 😍
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Auctree murió, pero tenemos sustituto 😍

Cómo FINANCIAR la CONSTRUCCIÓN de tu Propia CASA | Hipoteca Autopromotor
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Cómo FINANCIAR la CONSTRUCCIÓN de tu Propia CASA | Hipoteca Autopromotor

Compound interest sucks… until you understand this (7-5-3-1 Rule)
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Compound interest sucks… until you understand this (7-5-3-1 Rule)

How to Invest if You're 40 (Complete Guide)
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How to Invest if You're 40 (Complete Guide)

🏠 Cómo FUNCIONA una HIPOTECA [Qué Debes Negociar para Ahorrar Dinero]
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🏠 Cómo FUNCIONA una HIPOTECA [Qué Debes Negociar para Ahorrar Dinero]

Mejores CUENTAS REMUNERADAS, DEPÓSITOS y BONOS para Proteger tus Ahorros
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Mejores CUENTAS REMUNERADAS, DEPÓSITOS y BONOS para Proteger tus Ahorros

💸 How to Negotiate the BEST MORTGAGE with the Bank 🏦 STEP BY STEP
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💸 How to Negotiate the BEST MORTGAGE with the Bank 🏦 STEP BY STEP