RBL Bank Sees Lower Funding Costs, Faster Loan Growth After Emirates NBD Deal, Rating Upgrade

RBL Bank expects its capital infusion from Emirates NBD and a recent AAA rating upgrade to reduce funding costs, accelerate loan growth and improve profitability over the next three years, Managing Director & CEO R Subramanian Kumar said. Kumar said the bank has already begun deploying the capital by retiring high-cost deposits and borrowings. He added that lower borrowing costs, stronger access to corporate lending opportunities and growth in RBL Bank operations are expected to support earnings. Kumar said borrowing costs, which were earlier around 60-70 basis points above larger banks, have already declined and are expected to narrow further. "We will be getting around 30-40 bps reduction in my cost of the asset itself," he said, adding that the cost of deposits could decline to around 4.8%-4.9% by the end of the financial year. #newsmaker #rblbank #emiratesnbd #emiratesnbdrblbankdeal #rblbankstakesale #rblbank2026growth #cnbctv18 #cnbctv18market #businessnews #businessnewstoday #businessnewsinenglish #sharemarkettoday 🔴CNBC TV18 LIVE TV: https://youtube.com/live/P857H4ej-MQ SUBSCRIBE to our Channel: https://bit.ly/3nvEcxf --------------------------------------------------------------------------------------------------------------------- 👑 Check Out Top CNBC TV18 Playlist Videos: 🔹   • Young Turks Reloaded with Shereen Bhan   🔹   • CNBC TV18 Prime | Global Lens   🔹    • World News 2025 | Latest International News   🔹   • CNBC-TV18 Classics   🔹   • OVERDRIVE || CNBC TV18   🔹   • Startup Street   ------------------------------------------------------------------------------------ You can also connect with CNBC-TV18 News Online Catch the latest news: https://bit.ly/2YbpXBM Follow CNBC-TV18 round the clock: https://www.cnbctv18.com/live-tv/ Stay updated with all the market action in real time: https://www.cnbctv18.com/market-live/ You can also stay updated with all the latest news on-the-go with CNBC-TV18 Minis: https://www.cnbctv18.com/minis/ Like us on Facebook:   / cnbctv18india   Follow us on Twitter:   / cnbctv18news   Follow us on Instagram:   / cnbctv18india   Catch us on: Linkedin:   / cnbc-tv18   n18oc_business About CNBC-TV18: India's leading business news channel, CNBC-TV18 offers the most comprehensive coverage of businesses, the economy and the financial markets. Catch all your favourite shows, exclusive videos, big-ticket interviews and more here.