How much money should I have to Retire? | Is 25 cr enough?

How much money do you really need to retire? Is ₹5 crore enough, or do you actually need ₹20 crore or more? In this video, Karthik Rangappa uses a simple thought experiment to explain why retirement numbers often feel unbelievable and how inflation, returns, lifestyle, and time shape your retirement corpus. Instead of relying on predictions, he looks at the past to help you better understand what the future could realistically look like, making retirement planning far more relatable and practical. Time Stamps 00:00 Introduction 00:55 Monthly expense in 2006 02:10 Inflation & Post-Tax returns 02:54 How much Retirement Corpus you would need in 2026? 04:55 How much Retirement Corpus you would need in 2046? 05:50 Why do people feel uncomfortable with the Retirement Corpus Number? 06:45 What all things can you control? 08:40 Conclusion ___________________________________________________________________________ Over 2 crore Indians invest with Zerodha. Open a free demat account in minutes and invest in stocks, mutual funds, ETFs, and bonds at 0 brokerage. No hidden charges, no gimmicks. Plus, get free access to research tools like Tijori, Sensibull and more. Open a free demat account: https://zerodha.com/open-account/?c=Z... Zerodha Varsity Web:https://zerodha.com/varsity/modules/ Android: https://play.google.com/store/apps/de... iOS: https://apps.apple.com/in/app/zerodha... You can put your stock market knowledge to the test by taking the Varsity Certification test here: https://zerodha.com/varsity/certified/ Trade on Kite Web: https://kite.zerodha.com Android: https://play.google.com/store/apps/de... iOS: https://apps.apple.com/in/app/kite-by... Mutual Funds on Coin Web: https://coin.zerodha.com Android: https://play.google.com/store/apps/de... iOS: https://apps.apple.com/in/app/coin-by... Reports on Console: https://console.zerodha.com Trade options with Sensibull: https://sensibull.com Build trading strategies on Streak: https://streak.zerodha.com Follow us on X (Twitter): https://x.com/ZerodhaVarsity LinkedIn:   / varsity-by-zerodha%c2%ae   Instagram: https://www.instagram.com/zerodhavars... Varsity Newsletter: https://zerodhavarsity.substack.com/ Audio Podcast (Spotify): https://open.spotify.com/show/6tCBkWt... Audio Podcast (Apple): https://podcasts.apple.com/us/podcast... #analysis #investing #finance #stockmarket #financialeducation #varsity #zerodha #retirement #retirementplanning #savings Investments in the securities market are subject to market risk. Please read all scheme-related documents carefully before investing. Zerodha Broking Ltd. — Member of NSE, BSE & MCX. SEBI Reg. No. INZ000031633.