FAL: el fin de la indemnización tal como la conocías

Law No. 27,802 on Labor Modernization created the Labor Assistance Fund (FAL), one of the most significant structural changes to the Argentine severance pay system in decades. Effective since November 1, 2026, according to Decree 408/2026, the FAL replaces the concentrated and unpredictable payment of severance packages with monthly contributions to individual accounts managed by mutual funds and trusts supervised by the National Securities Commission (CNV). Companies contribute 1% of their total payroll (large companies) or 2.5% (SMEs), without increasing overall labor costs. The analysis includes the impact on the local capital market and the specific risks that no one is disputing. 📌 In this video: What is the FAL and how does the individual capitalization mechanism work? Why the current severance pay system generates informality and litigation How much do companies contribute and what happens to total labor costs? What changes for employees and what remains exactly the same? Why the FAL is a new investment flow for the Argentine capital market ​​The four real risks: fiscal impact, initial insufficiency, returns, and CNV oversight THESE VIDEOS ARE NOT FREE! 🚨 Your interaction is the currency: comment, like, and share. It's the only way we can continue to dismantle the system. 📈 TAKE ACTION (INVESTMENTS) 💰 Start investing today: https://bullmarket.com.ar/ 💵 Dollar Today (Live Quote): https://www.dolarhoy.com/ 🌐 FOLLOW ME ON MY SOCIAL MEDIA 🐦 Twitter (Minute-by-Minute Updates): https://bit.ly/2NFA6EB 📸 Instagram (Exclusive Content): https://bit.ly/3rbto6U 📱 TikTok (Short Videos): https://bit.ly/3MMQcLb 🔵 Official Facebook:   / ramiromarra   🇸🇪 Marra Xeneize (All about BOCA):    / @marraxeneize   📢 COMMUNITIES (Join Us!) 🟢 WhatsApp: https://bit.ly/4akSA51 📸 Channel of Instagram: https://bit.ly/channel-insta 🔵 Telegram: https://t.me/ramiromarrabm 🔥 There's no link on Tinder, but if you find me... you know what to do. 😉