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Stressed out from falling behind on your car payments... Afraid of having your car repossessed or being charged exorbitant collection fees? 😱🚗 In this video, Lawyer Dao will expose the tricks of debt collection and teach you how to protect your rights under the "Announcement of the Committee on Contracts" that protects hire-purchase customers like us. 00:00 - Introduction: The problem of overdue car payments and debt collection in the COVID-19 era 01:14 - Warning! Debt collection gangs demand 5,000 baht in exchange for not repossessing your car 02:11 - The star of the show: The "Announcement of the Committee on Contracts" that protects hire-purchase customers 02:43 - Conditions for contract termination: How many consecutive overdue payments are required? (The 3-Installment Rule) 03:16 - Contract Maintenance Techniques: Making Cut-Off Payments to Avoid 3 Consecutive Installments 04:02 - Steps After 3 Overdue Installments: 30-Day Notice 05:30 - Rights After Contract Termination: Is it True That You Don't Have to Pay "Termination Fees"? 06:27 - When a Vehicle is Repossessed: The Right to Receive Notice Within 7 Days and the Right to Repurchase 07:44 - 50% Interest Discount: Special Privilege for Hire Purchase Customers Who Want to Close the Account and Return the Vehicle 08:22 - Public Auction: How to Verify the Selling Price to Avoid Being Disadvantaged 09:40 - Fighting in Court: When Sued for Excessive Damages and Fees 11:00 - Conclusion: Don't Rush into Signing a Settlement Agreement Without Consulting a Lawyer *We apologize for any errors in this video. ✅ For legal information and further consultation, please follow: Facebook Page: ModernLaw Or click the link:   / modernlawth   Don't forget to subscribe and click the bell icon so you don't miss out on valuable legal knowledge! #OverdueCarPayments #CarRepossession #LegalKnowledge #ModernLaw #LawyerDao #LeaseholdRights