The IRS Rewrote the Rules for Retirees in 2026 — and Nobody Told You

The IRS quietly changed a series of rules this year that decide how much of your retirement money you keep — and none of it came with a letter, a warning, or a phone call. The rules changed underneath you. Some of these changes can save you thousands if you know to use them. Others quietly cost you thousands if you don't see them coming. In this video I break down all 5 in plain English: the new senior bonus deduction that can take your tax to zero, the wider low-tax window for IRA withdrawals, the Medicare surcharge that punishes you for income from 2 years ago, the required-withdrawal deadline with a brutal penalty, and the new inherited-IRA rule that hands your children a tax bill most people never see coming. This is education, not financial, tax, or legal advice. THINGS TO ASK ABOUT / USEFUL LINKS: • 2026 IRS inflation adjustments (deductions, brackets): https://www.irs.gov/newsroom/irs-rele... • Senior bonus deduction eligibility (IRS): https://www.irs.gov/newsroom/check-yo... • Medicare IRMAA appeal, Form SSA-44: https://www.ssa.gov/medicare/lower-irmaa • Required Minimum Distributions (IRS): https://www.irs.gov/retirement-plans/... • Inherited IRA 10-year rule (IRS Pub 590-B): https://www.irs.gov/publications/p590b • Find a fee-only fiduciary (NAPFA): https://www.napfa.org Send this to one person who's retired or close, with money in a traditional retirement account. #IRS #Retirement #RetirementTax #SeniorFinance #RMD