30% CAGR for 16 Years. The Small Cap Investor No One Is Talking About! | Kushal Lodha #313

➡ Recommend A Guest For Our Podcast Here - https://forms.gle/eotmhzWMx6KpJQH86 ➡ The 9:15 Club - India’s smartest young investors community: https://forms.gle/GyUiatVUJoUUkkcm6 ➡ Join This Group To Be Invited To Future Offline KwK Events in Mumbai: https://chat.whatsapp.com/F3MbHDPwTwC... In this episode of Konversation with Kushal, we sit down with Kedar B, Founder of Congruence Advisers, to decode what it really takes to build long-term wealth in the stock market. From turning early bets like Kajaria, Cera, and Amara Raja into 5x returns to identifying a 75x winner in APL Apollo, Kedar breaks down the mindset, frameworks, and discipline behind consistent compounding. He shares how spotting high-growth businesses at reasonable valuations and holding them through cycles can completely transform your financial journey. We go deep into small-cap investing, portfolio construction, market cycles, and the importance of balancing fundamentals with technicals. Kedar also reveals his personal playbook: how to identify multibaggers, when to cut losses, and why most investors fail by constantly switching strategies. If you want to think like a serious investor, understand market psychology, and build a portfolio that compounds at 25–30% over time, this episode is packed with real, actionable insights. 💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world! #KushalLodha #InvestingWisdom #StockMarketIndia #WealthCreation #LongTermInvesting #FinancePodcast #InvestmentStrategy ➡ Order my book 'Acing CA' here: https://www.amazon.in/dp/8195816886?r... ➡ Order my book 'Unlocking Unicorn Secrets' here: https://www.amazon.in/dp/0143461605?r... Follow Kushal Lodha on Social Media: 📝 LinkedIn:   / kushallodha548   📷 Instagram:   / kushallodha548   📱 Twitter:   / kushallodha548   Follow guest on Social Media: 📝 LinkedIn:   / kedar-b-1917644   📱 Twitter: https://x.com/CongruenceA Timestamp: 00:00 Trailer & Introduction 01:45 Investing Journey Deep Dive 03:52 CAGR in Portfolios 07:14 Thesis Deep Dive 09:04 What People Should Do in Investing? 11:40 Books to Learn Investing 14:10 Best Stock Bet in Last 7 Years 15:47 Why He Bought Stocks over Car? 19:14 How He Identified Small Cap Mania? 23:31 Falling Market vs Fallen Market 27:45 Savings Rate Discussion 31:34 Was It Hard to Resign? 32:39 Investment Thesis Deep Dive 44:00 Amara Raja Stock Deep Dive 48:55 Small Cap Portfolio Discussion 56:55 How to Build Investing Discipline? 01:03:01 Growth vs Value Investing 01:06:04 Sectors With Opportunities 01:09:20 Market Correction and Views for 2026 01:11:25 Stocks He is Bullish on? 01:13:28 Why Piramal Finance is Undervalued? 01:16:25 His Upskilling Process 01:21:30 What Would Mr. Kedar Ask Himself? 01:23:40 One Quote He Lives By 01:24:25 Conclusion 01:27:06 Outro #kushallodha