AI, Oil, & Assets: The Ultimate 2026 Investing Strategy with Sandeep Jethwani | Sonia Shenoy Podcast

On this episode of The Money Mindset, we have Sandeep Jethwani, Co-Founder of Dezerv, a tech driven wealth management platform. Sandeep Jethwani has spent almost 20 years managing money for the wealthiest Indians, across geographies and businesses. Prior to Dezerv, he was responsible for scaling the portfolio management business of India’s largest wealth manager to $3.5 billion. Dezerv has been growing at a very fast pace since its launch in 2021, at the end of FY2026, Dezerv is sitting on an AUM of 16000 Crore. 🔥 What You’ll Learn in This Podcast: -How much money do you need by the time you retire -What is the real cost of inflation on your wallet ? -How owning assets is the only way to beat inflation and build a corpus ? -Breakdown of real portfolios to understand what investors did right and where they went wrong ⚡Key Themes Covered: Stock Market | Investing Strategy | Wealth Creation | Financial Freedom | Early Retirement | AI in Investing | Global Markets | Inflation | Oil Prices | Asset Allocation | Commodities | Risk Management | Investor Psychology 📌 Don’t Miss: This is not your typical “get rich quick” conversation. It’s a real, no-nonsense breakdown of markets, money, and mindset from someone who has seen multiple market cycles. 0:00 Intro 4:11 How to stand out? 6:18 Sandeep Jethwani's journey 10:25 Middle income trap 12:11 Biggest mistakes in portfolios 19:28 Critics of Mutual Funds 23:45 Dissecting Portfolios 33:15 Views on maintaining funds? 37:33 How many mutual funds you should have? 47:09 Why do I need a fund manager? 48:37 International Funds 53:42 Mindset changes 56:22 Craziest Portfolio? #stockmarket #investment #mutualfunds