RETRAITE EN SUISSE: tout comprendre en 24 minutes (Guide complet 2026)

💰 CHF 1,800 per month in retirement… is that really enough to live in Switzerland? The Swiss retirement system is based on the famous 3 pillars, but many people realize too late that AHV and pension funds alone are not enough to maintain their standard of living. In this video, I explain everything clearly and simply: 🔹 How the Swiss retirement system works 🔹 The 1st pillar (AHV/IV): minimum income, amounts, retirement age 🔹 The 2nd pillar (LPP): pension fund, annuity or lump sum, coordination deduction 🔹 The 3rd pillar (3a & 3b): tax benefits, strategies and common mistakes 🔹 How much you can realistically expect to receive at retirement 🔹 How to avoid pension gaps 🔹 And most importantly: how to optimize your retirement starting today 👉 Whether you’re employed, self-employed, just starting your career or approaching retirement, this video will give you a clear and practical overview to make better financial decisions. ☕ Grab a coffee, sit back… and let’s see together how to avoid unpleasant surprises in retirement. ⏱️ Chapters 00:00 – Introduction – Why retirement is a real issue 01:30 – The 1st pillar (AHV/IV) explained 06:50 – The 2nd pillar (LPP) and pension funds 16:45 – The 3rd pillar (3a & 3b) and tax advantages 20:28 – How to optimize your retirement based on your income 23:00 – Conclusion 👍 Support the channel If this video helped you: 👍 Like the video 💬 Ask your questions in the comments 🔔 Subscribe and activate the bell to not miss future videos