Every Tax the ATO Takes From Your Super in Australia

Super tax in Australia is not one tax. It is eight, and most people only know about one or two of them. This video walks through every single tax that hits your superannuation in 2026, in the exact order it lands on your account, so you can see where your money is actually going and what you can legally do about it. Timestamps: 0:00 The super tax nobody talks about 0:43 The 15% contributions tax and LISTO rebate 1:53 Division 293 tax for higher income earners 2:42 Non-concessional contributions and the 47% penalty 3:48 Earnings tax inside your super fund 4:41 Division 296 and the 3 million dollar threshold 5:32 Early access tax before age 60 6:02 Transition-to-retirement pension tax 6:49 The death benefits tax on adult children 7:40 The good news and what to do next Check out the channel's playlists for more videos on retirement, tax, investing, super, and more. Retirement in Australia →    • Retirement in Australia   Tax & EOFY →    • Tax & EOFY   Superannuation →    • Superannuation   Investing & Wealth Building →    • Investing & Wealth Building   Salary & Cost of Living →    • Salary & Cost of Living   Legal Disclaimer: The information in this video is general in nature and does not take into account your personal financial situation, objectives, or needs. It is not financial, tax, or legal advice. Aussie Finance With Luke is not a licensed financial adviser. Before making any decision about your superannuation, tax, or investments, you should seek advice from a qualified professional and consider whether the information is appropriate for your circumstances. All figures, tax rates, thresholds, and legislation mentioned are current as of the recording date and may change. 💬 Creator’s Note: Each video on this channel takes a lot of time to write, narrate, and animate with care. Yes, I use AI tools to help with voiceovers and visuals, but every message, script, and idea is crafted with intention and love, so you can understand money clearly and feel empowered to change your life. Thank you for being part of this project. 💛 #australiafinance #aussiefinance #australianfinance