What Happens to Your RRSP, TFSA, and RRIF When You're Gone (Canada)

Book a FREE call with me here: https://calendly.com/tanyasuelzle/man... Download My Free Retirement Guide Here: https://mannteamwealth.com/are-you-re... It’s not a topic most of us want to think about — but it’s one of the most important questions in retirement and estate planning: What happens to your RRSP, TFSA, and RRIF when you pass away? Many Canadians assume these accounts will automatically transfer smoothly to their spouse or children. But the truth is — if your accounts aren’t structured properly, your family could face massive tax bills, delays, and unnecessary stress. In this video, I’ll walk you through: What actually happens to your RRSP, TFSA, and RRIF when you die The key differences between a beneficiary, successor holder, and successor annuitant Common mistakes that cost families thousands in taxes How to protect your estate and ensure your wealth goes where you intend Estate planning isn’t just about how much you leave — it’s about how smoothly and tax-efficiently it gets there. If you want to ensure your accounts are structured properly and your loved ones are protected, book a free consultation using the link below. And don’t forget to like, comment, and subscribe for more Canadian retirement and estate planning strategies. #retirementplanning #estateplanning #canadianfinance #rrsp #tfsa #rrif #financialadvisor #wealthmanagement #taxplanning #legacyplanning #retirementstrategy #financialplanning #canadianretirement #cgwealth #inheritanceplanning #retirementadvice #wealthprotection #financialeducation #taxefficientretirement #estateprotection